From Orphanage to Empire

Welcome, traveler! Before you lies an infinity of possibilities.

Where would you like to go? What world or universe calls to you? Perhaps a medieval fantasy world with dragons and magic? Or a futuristic space station? Maybe a modern city with secret societies?

Tell me about your preferences, and I will create an adventure world for you!

Difficulty set: 9/10

You stand at the entrance of an orphanage in Yuzhno-Sakhalinsk. You just turned 16, and they're releasing you. In the pocket of your worn jacket - 500 rubles and a certificate stating you're now on your own.

The November wind cuts to the bone. It's -5 outside, and you only have summer sneakers and a thin jacket. Your stomach growls - you last ate in the morning.

The orphanage director has already closed the door behind you. It gets dark early, in an hour it will be completely dark. The long road to the city center lies ahead, but walking in this weather…

What will you do?

You turn to the familiar orphanage door. It's locked. You press the doorbell - no one answers. You knock on the door.

After a few minutes, the face of caretaker Galina Petrovna appears in the window. She shakes her head and gestures “no”. You hear her muffled voice through the glass: “You're already an adult, Misha. There's no going back.”

Officially you've been discharged. According to documents, you're now an adult and must take care of yourself. They won't take you back to the orphanage - it's already overcrowded, and places are needed for younger kids.

The wind picks up. Your hands are already going numb from the cold. Your phone shows 6:20 PM. Stores will close soon, public transport runs less frequently.

What will you do?

You're right. You're only 16, you're still a minor.

You ring again. Galina Petrovna opens the door, sighing irritably: “What happened? Why did you come back?”

She lets you inside, into the warm hallway. “Listen, officially you can't live here until 18, but I can't leave you on the street either. The problem is there are no beds - inspectors came, and we're already being fined for overcrowding.”

She thinks: “There's an option - a shelter on the outskirts of town. Or you can stay in the basement for a couple of days while we find a solution. But it's unofficial, and if they find out…”

Your stomach growls again. The 500 rubles in your pocket seem like a measly sum.

What will you choose?

Galina Petrovna sighs and leads you to the basement through the service stairs. She turns on a dim light bulb.

“We store old furniture and bedding here. You can settle on this mattress, but it's damp. The radiator doesn't work, it'll be cold. I can't officially bring food - they'll notice the shortage. You can hold out a couple of days at most.”

The basement smells of dampness and mold. The mattress is indeed wet, and there are traces of rats in the corners. The concrete floor is icy. The only plus - at least it's shelter from the wind.

“And one more thing,” she adds quietly, “if anyone finds out - I'll lose my job, and they'll take you to the police. Keep quiet.”

The door closes. You're left alone in the semi-darkness. Your stomach aches from hunger, and the 500 rubles seem like the only hope.

Difficulty check: 8/10 - Task too risky under current conditions

The first day passes relatively calmly. You do push-ups and squats in the basement, but you have little strength - you haven't eaten for a day already. Your stomach is cramping from hunger.

Your attempt to sneak into the orphanage cafeteria ends in failure. Cook Tamara Ivanovna immediately notices you: “What are you doing here? You were discharged!” She threatens to tell the director.

On the second day, the situation worsens. Your head spins from hunger, and training becomes impossible. You're too weak. By evening, you hear someone talking about “strange sounds from the basement”.

The 500 rubles are still in your pocket, but you need a solution - and fast. Galina Petrovna comes in worried: “You were almost caught. Tomorrow morning the director is coming down to the basement for an inspection.”

What do you do?

You slip out of the orphanage through the back door. Outside it's already completely dark and cold.

You approach the nearest apartment building. You knock on the first apartment on the first floor. An elderly woman opens the door, sees a hungry teenager in dirty clothes and immediately becomes wary: “What do you need? Where are your parents?”

You explain the situation. She shakes her head: “I'm on pension myself, barely making ends meet. And besides, maybe you're a drug addict or a thief? Go to social services.”

The next two apartments don't even open the door. In the fourth, a man rudely sends you away: “I don't feed beggars. Go find work!”

Near the grocery store, you ask shoppers. Most walk past. One woman gives you 50 rubles: “I don't have more, son.”

Total 550 rubles. The store will close soon.

Difficulty check: 4/10 - Task achievable but with limited results

You enter “Pyaterochka” 5 minutes before closing. The cashier looks disapprovingly at the dirty teenager.

You study the prices - everything is expensive on Sakhalin. For 250 rubles you manage to buy:

• A loaf of black bread (45 rubles)
• A pack of pasta (80 rubles)
• A can of stewed meat (95 rubles)
• A carton of milk (65 rubles)

Total: 285 rubles. You're short 35 rubles.

You have to give up the milk. You buy bread, pasta, and stewed meat for 220 rubles. 330 rubles remain.

The cashier rings up the items with a bored look: “Need a bag?” - another 3 rubles.

Outside, you hungrily eat bread straight from the bag. First food in two days. It's easier, but where to sleep is still a question. The orphanage basement is now dangerous.

Difficulty check: 7/10 - High risk of detection

You sneak back into the orphanage through a familiar gap in the fence. In the basement, you quietly open the can of stewed meat and finish the bread. Finally, there's something in your stomach.

But half an hour later you hear footsteps above and alarmed voices. Galina Petrovna comes down and whispers: “I warned you! Director Semenov decided to check the basement right now - someone mentioned strange sounds. You have maybe two minutes!”

You hear the director's heavy footsteps on the stairs. He tells the guard: “Get the flashlights, we'll check every corner. If there are vagrants - call the police.”

Your heart is pounding. In your hands is a bag with the remaining pasta. There's a narrow window in the wall - you could try to climb out, but it's high. Or hide behind the old wardrobes.

What do you do? There's almost no time!

Difficulty check: 9/10 - Task almost impossible under these conditions

You quickly squeeze behind the old wardrobes into the farthest corner. Your heart beats so loud it seems the whole basement can hear it.

Director Semenov comes down with a guard and two flashlights. “It smells like food here,” he says. “Someone was definitely hiding here.”

The flashlight beam slides along the walls. You press against the concrete, but the bag of pasta rustles. The guard approaches your corner: “Vladimir Petrovich, there are traces here - bread crumbs and an empty stewed meat can!”

“So I was right,” growls the director. “Search every inch!”

The flashlight illuminates the wardrobes. One more second - and they'll spot you. At that moment, a huge rat runs out from behind the wardrobe. The guard cries out and jumps back, but the flashlight beam already catches your figure.

“There he is! Got you, bum!”

Director Semenov grabs you by the jacket and drags you upstairs. “How dare you! This is a violation! Galina Petrovna!” - he yells in the hallway.

The caretaker appears, making an innocent face: “Vladimir Petrovich, I have no idea…”

“Don't lie! Who else could have let him in?” The director is red with anger. “Do you understand they could close our facility because of this? What if the inspection finds violations?”

The guard holds you by the shoulder. “What should we do with him?”

Semenov thinks, looking at you with disgust: “Hand him over to the police - they'll sort it out. Or… there's one option. Know Petrov from the sawmill? He was looking for workers. Will you agree to work as a laborer for a roof and food?”

Galina Petrovna whispers quietly: “Vladimir Petrovich, he's still a child…”

“A child-beggar! Choose, kid - police or sawmill!”

What will you answer?

The director smirks: “Conditions? How businesslike! Okay, I'll explain.”

“Petrov will give you a corner in the workers' barracks - a cot, a stove. They feed you twice a day - porridge, bread, sometimes meat. Work from 6 AM to 7 PM. Carrying boards, sawing, loading trucks. No salary for the first three months - you're working off room and board.”

The guard adds: “The men there do heavy work. It won't be easy for a kid.”

Semenov nods: “But honestly - you're scrawny, weakened after starving. The first weeks will be hard labor. Many can't handle it and run away. And if you run - Petrov will file a police report for stealing food.”

Galina Petrovna quietly intervenes: “What about putting him in a vocational school? There's a technical college…”

“For a technical college you need documents, registration, guardians,” the director cuts off. “He has nothing. Sawmill or police - there's no third option.”

What do you decide?

The director shrugs: “Your choice. Sergei Ivanovich, take him to the station.”

The guard nods and leads you to the service car. “Get in the back seat.”

At the police station, duty sergeant Krasnov looks at you with boredom: “Another vagrant? Got documents?”

You show the certificate from the orphanage. He studies it and sighs: “Got it. No guardians, no registration. Into the temporary holding cell for now, we'll decide tomorrow.”

The cell is small, cold, with a metal bunk and a toilet in the corner. The window is boarded up. A drunk man lies on the bunk, snoring and reeking of alcohol.

Krasnov says before closing: “Tomorrow someone from child services will come. They'll decide - either a shelter, or relatives if any are found. Or maybe they'll send you to a special school.”

The door slams shut.

Difficulty check: 4/10 - Task achievable with limitations

You start training in the cramped cell. There's little space - you do push-ups between the bunk and the wall. After long starvation you don't have much strength, but you manage 20 push-ups and 30 squats.

The drunk cellmate wakes up: “What are you, an athlete? Let me sleep, damn it!” - but quickly passes out again.

The duty officer bangs his baton on the bars: “Quiet in there! This isn't a gym!”

MORNING

At 8:00 AM the clang of the lock wakes you. Sergeant Krasnov opens the cell: “Wake up! Child services is here.”

In the office sits a stern woman in her 50s - Irina Viktorovna from the guardianship department. She studies your documents.

“No relatives, no guardians,” she mutters. “There are three options: a children's shelter in Korsakov, a specialized boarding school for troubled teens, or we'll try to find a foster family.”

“The shelter is overcrowded, six-month wait. The special school is practically a juvenile prison. And families don't really want 16-year-olds…”

What will you choose?

Irina Viktorovna nods: “Alright. Boarding school No. 7 in Smirnykh settlement. Strict regime, but they provide education and a trade.”

Two hours later you're on a bus with an escort. The journey takes 3 hours on broken Sakhalin roads.

The boarding school looks like a prison - a high fence with barbed wire, bars on the windows. The watchman in uniform checks the documents.

Dean Stepan Georgievich - a former military man - meets you in his office: “Rules are simple. Wake up at 6:00 AM, lights out at 10:00 PM. Classes, work in the kitchen or workshop, sports. For violations - solitary. For escape - an extra year.”

He leads you to the dormitory. The room has 6 beds, 5 already occupied. Guys aged 14 to 17 look at you appraisingly.

“Newbie,” says one with a tattoo on his arm. “What's your name? What are you in for?”

You briefly tell them about the orphanage, the basement, and the police. The guys nod - many have similar stories.

The one with the tattoo is Vadik: “Got it. I'm Vadik. This is Tolik, Grisha, Denis, Sanya. The main thing here - don't snitch and don't show off. We work, study, don't complain.”

Tolik adds: “Director Fyodorov is a strict man but fair. If you don't screw up, there won't be problems.”

An hour later you go to the director's office. Fyodorov is a man in his mid-50s, gray-haired, with a military bearing.

“Library?” he's surprised. “Yes, of course. But the books are old, mostly textbooks. Some fiction - Soviet classics. Open from 3:00 PM to 7:00 PM, except weekends.”

He looks at you intently: “You want to read? That's good. Education is the only way to get out of here properly. But first adapt, show that you're not a troublemaker.”

Difficulty check: 6/10 - Partially achievable with limitations

3 WEEKS LATER

Your discipline is noticed. Supervisor Pyotr Semyonovich says: “Good job, you adapted quickly.”

Exercise is going well - there are pull-up bars and dumbbells in the gym. You've worked up to 50 push-ups and 80 squats. Your muscles have strengthened, you've gained endurance.

But there's a problem with books. The library's only “finance” book is “Fundamentals of Economics” from 1987. From psychology - “Developmental Psychology” and works by Soviet psychologists. No modern personal development books.

Librarian Anna Ivanovna notices your interest: “Want something more serious? I have better books at home, but I'm not supposed to bring them here.”

The guys in the room have gotten used to you. Vadik says: “You're weird, but normal.”

Director Fyodorov calls you in: “In a month you can get a day pass to the village on the weekend, if your behavior doesn't deteriorate.”

A MONTH LATER

Your progress is noticed by everyone. Physically you've strengthened significantly - 70 push-ups, 120 squats, 15 pull-ups. You've become one of the best in physical education.

You've read all available literature in the library - from Makarenko to fundamentals of economics. Anna Ivanovna is impressed: “In 20 years of work I haven't seen such a diligent reader.”

Director Fyodorov calls you in: “You're getting a day pass for Saturday-Sunday. But there are conditions - an escort to the village, return by 8:00 PM Sunday.”

Vadik warns you: “The village is boring. One store, a half-ruined club. But you can go to the internet cafe - they have computers there.”

You've accumulated 200 rubles from pocket money given for good behavior.

The supervisor adds: “If you do well, we can arrange correspondence courses at a technical college. But that's at least six months away.”

Will you take the day pass?

A MONTH LATER

The system is working great. You get a day pass every weekend - your behavior is impeccable. At the village internet cafe, you study modern materials on finance and psychology.

You've read several books by Robert Kiyosaki online, basics of trading, articles about personal finance. The internet is slow, but you patiently study the material for 6-8 hours each weekend.

Physically you've gotten even stronger - 85 push-ups, 150 squats, 20 pull-ups. Other guys ask you to train them.

Director Fyodorov is pleased: “You're an example to the rest. There's an offer - you can help in the library, earn an extra 300 rubles a month.”

Anna Ivanovna adds: “And the technical college has already agreed to consider your application for correspondence study. Specialty - economics or metalworking.”

You've already accumulated 800 rubles. In the village, you learned that there are small side jobs - unloading trucks, cleaning.

What do you plan next?

Difficulty check: 7/10 - Possible, but with bureaucratic obstacles

Director Fyodorov takes out a folder: “The technical college in Yuzhno-Sakhalinsk is ready to consider your application, but there are nuances.”

“Correspondence study costs 15,000 rubles per semester. The state can cover half for boarding school wards, but the rest is your problem. Plus textbooks, travel for exams.”

The dean adds: “Exams are twice a year for 3 weeks each. That means you'll have to leave the boarding school. Formally you're under supervision until 18.”

“There are two specialty options: 'Economics and Accounting' and 'Repairman-Fitter.' The first is more prestigious but more expensive. The second is cheaper, and there's practice at local enterprises.”

You have 800 rubles saved. 8 months until you turn 18.

Anna Ivanovna whispers: “I can help with a side job in the village - my brother has a small store.”

Which specialty will you choose and how do you plan to pay?

Anna Ivanovna looks around and quietly says: “My brother Vladimir runs a grocery store in the village. He needs a helper on weekends - unloading goods, stocking shelves, cleaning. He pays 500 rubles per weekend.”

“But there's a problem - they can't officially hire you, you're in a boarding school. It'll be off-the-books work. If the director finds out, they might revoke your day passes.”

Director Fyodorov, overhearing the conversation, frowns: “What's this about?”

Anna Ivanovna is embarrassed: “Vladimir Petrovich, the boy is asking about job opportunities…”

Fyodorov thinks: “Officially I can't allow it. But if it helps with education… There are other options. The local forestry sometimes hires assistant workers in summer. The 'Pobeda' collective farm takes people for potato harvesting in autumn.”

“Over the summer you could earn 20-30 thousand, but it's hard work. And only officially after 17.”

500 rubles per weekend is 2,000 a month. But the risk of losing your day pass…

A MONTH LATER

Anna Ivanovna and the director nod understandingly at your decision.

Over the month, you've delved even deeper into financial literacy. At the internet cafe, you studied the basics of investing, read about cryptocurrencies, the stock market. You learned how banks, loans, and deposits work.

Physically you've reached your peak - 100 push-ups, 180 squats, 25 pull-ups. You've become an informal trainer for the younger guys at the boarding school.

Your savings have grown to 1,100 rubles thanks to helping in the library.

Director Fyodorov delivers news: “There are good changes. The Ministry of Education has launched a support program for gifted wards. If you pass the exams with excellent marks, they might fully cover your technical college tuition.”

“Exams are in a month - math, Russian language, social studies. You need to score at least 85% in each subject.”

Vadik is surprised: “You can really do this. It's obvious your brain works.”

Will you prepare for the exams?

A MONTH LATER - EXAM DAY

Difficulty check: 8/10 - High requirements, but preparation was solid

A month of intensive preparation paid off. Anna Ivanovna helped with additional materials, and you studied modern approaches to subjects at the internet cafe.

EXAM RESULTS:

• Math: 87% - handled most problems
• Russian: 82% - fell a bit short due to complex punctuation rules
• Social Studies: 89% - your economics knowledge helped

Director Fyodorov studies the results: “You passed math and social studies. Russian - 82%, but you need 85%. Close, but not enough.”

“There's a retake option in a month, but only for Russian. Or you can try to get a partial scholarship - they'll cover 70% of tuition instead of 100%.”

Anna Ivanovna adds: “And the technical college said with these results you can qualify for discounted dormitory housing.”

Will you retake Russian or take the partial coverage?

A MONTH LATER - RETAKE

Difficulty check: 6/10 - Possible with focused preparation

The whole month you focused exclusively on Russian language. Anna Ivanovna gave extra assignments on punctuation and spelling. At the internet cafe, you studied modern rules and exceptions.

Every day you wrote dictations, analyzed difficult cases. You didn't abandon physical training, but devoted more time to language.

RETAKE RESULT: 86%

Director Fyodorov smiles: “Congratulations! You passed all subjects. The Ministry covers 100% of technical college tuition.”

“But there's a condition - 4 months until you turn 18. The first semester will start when you're already 17 and a half. You can live in the technical college dormitory, but formally still under state guardianship.”

Anna Ivanovna is happy: “Such success! You're the first of our wards to receive a full scholarship.”

You've accumulated 1,400 rubles. 4 months until you turn 18. You can prepare for enrollment or continue developing here.

A MONTH LATER

After successfully retaking Russian (86%), you received full tuition coverage. Now you're preparing for transfer to the technical college.

Director Fyodorov calls you in: “Documents have been submitted to the technical college. Classes start in September, but there are preparatory courses in August. You can move to the technical college dormitory in a month.”

“3 months until you turn 18. Formally you're still under guardianship, but there's more freedom at the technical college. Stipend is 3,000 rubles a month plus tuition coverage.”

At the boarding school, everyone respects you - both wards and staff. Vadik says: “You showed it's possible to get out of here the right way.”

Anna Ivanovna gives you a book as a parting gift: “This is my personal copy of 'Think and Grow Rich' by Napoleon Hill. It'll come in handy.”

Your savings reached 1,700 rubles. Physical fitness at peak, solid financial knowledge.

Ready to move to the technical college or want another month of preparation here?

You're right, sorry for the mistake. Let's recalculate the time correctly:

CURRENT AGE: 16 years and 5 months

Elapsed: 2 days in the basement + 3 weeks at the boarding school + 4 months of development = approximately 5 months since the story began.

Until you turn 18, there are still 1 year and 7 months left.

Director Fyodorov corrects himself: “Sorry, I reviewed the documents. You're actually only 16 and a half. That means you won't enter the technical college until next year - at 17.”

“But there's good news - you can enroll in preparatory courses at the technical college right now. This will give you an advantage, and you'll be better prepared for the main program.”

Anna Ivanovna adds: “Or you can stay here another year, continue developing. During that time you'll accumulate more knowledge and money.”

You have 1,700 rubles saved, excellent physical condition, and a solid knowledge base.

What will you choose - preparatory courses or stay developing at the boarding school?

A MONTH LATER - PREPARATORY COURSES

Difficulty check: 6/10 - Adaptation going successfully

You moved to the technical college dormitory in Yuzhno-Sakhalinsk. Conditions are better than at the boarding school - two-person room, decent cafeteria, library with modern textbooks.

Your roommate is Maxim, 17, also from a troubled family. You quickly found common ground.

Preparatory courses include: math, physics, Russian language, economics fundamentals. Teachers note your discipline and preparation.

The technical college gym is better equipped - there are machines. You continue training, help other students.

In the city there are more opportunities to study finance - a large library, several internet cafes. On weekends you study modern financial instruments.

You receive a 2,000 ruble stipend for preparatory courses. Savings grew to 3,700 rubles.

The course supervisor notes: “You're one of the best students. At this pace you'll easily get into the budget track.”

What do you plan next?

YOUR CURRENT FINANCE KNOWLEDGE (after 5 months of studying):

BASIC LEVEL:

• Understanding of personal budget, income and expenses
• Banking system fundamentals (deposits, loans, interest rates)
• Concept of inflation and its effect on money
• Russian tax basics

ADVANCED LEVEL:

• Investment principles (stocks, bonds, mutual funds)
• Basic understanding of stock market
• Entrepreneurship fundamentals and business planning
• Knowledge of passive income (from Kiyosaki's books)

LIMITED KNOWLEDGE:

• Cryptocurrencies (theory only, no practice)
• International markets
• Complex financial instruments

PRACTICAL SKILLS:

• Ability to create a budget
• Understanding how to save and plan expenses
• Basic knowledge of how banks work

The economics teacher at the technical college notices: “You have knowledge at the level of a first-year economics student. For your age, that's an impressive result.”

But practical experience with money is still limited - only your 3,700 rubles in savings.

2 MONTHS LATER

Age: 16 years and 9 months

Preparatory courses are coming to an end. Your results impress the teachers - consistently in the top 3 in all subjects.

Supervisor Elena Sergeevna says: “With this knowledge you'll definitely get into the budget track. I recommend the 'Economics and Accounting' specialty - there are more prospects.”

FINANCES:
Savings grew to 7,700 rubles. In the city you learned more practical aspects - how to open bank accounts, what credit history is, basics of tax planning.

FITNESS:
Physical condition is excellent. At the technical college you became the workout team captain, training younger students.

NEW OPPORTUNITIES:

• A teacher offers you a side job - tutoring math for schoolkids (800 rubles/hour)
• Maxim told you about a summer bank internship for honor students
• A “Young Entrepreneur” club is opening at the technical college

3 months until enrollment in the main program. What do you plan?

Difficulty check: 5/10 - Task achievable with your knowledge

Elena Sergeevna helps find students. Three schoolkids are found:

• Nastya, 9th grade - preparing for the basic state exam, weak in algebra (2 hours per week)
• Denis, 11th grade - needs help with advanced math exam (2 hours per week)
• Vova, 8th grade - parents want to improve his grades (1 hour per week)

Total 5 hours per week = 4,000 rubles per month extra.

FIRST LESSONS:
With Nastya it's easy - you explain quadratic equations simpler than at school. She's satisfied.

Denis is harder - exam problems require deep understanding. You have to study the material yourself beforehand.

Vova is the easiest - basic topics.

Nastya's parents praise: “Our son started understanding math better!”

But you have less time for studying finance and exercise. You have to plan your day more carefully.

Maxim is surprised: “You're actually making money from tutoring. I haven't seen that among us.”

Continue or adjust the load?

A MONTH LATER - OPTIMIZED SCHEDULE

Age: 16 years and 10 months

You created a clear daily plan:

• 6:00-7:00 - workout
• 8:00-14:00 - preparatory courses
• 15:00-18:00 - tutoring (3 days a week)
• 19:00-21:00 - studying finance
• 22:00 - sleep

ADJUSTMENT RESULTS:
You reduced tutoring to 3 hours per week - kept only Nastya and Denis (the most capable). Income is 2,400 rubles per month, but you freed up time.

ACHIEVEMENTS:

• Nastya passed her practice exam with a 4 (was 3)
• Denis improved his exam score from 45 to 62 points
• Savings reached 10,100 rubles

NEW KNOWLEDGE:
In finance, you studied the fundamentals of the Russian stock market, understood how brokerage accounts work. Learned about individual investment accounts and tax benefits.

Elena Sergeevna notes: “You've learned to properly allocate time. That's an important skill for a future entrepreneur.”

Maxim is envious: “You already have more money than my parents!”

2 months until enrollment. Planning any changes?

You're absolutely right! Sorry for the calculation error.

CORRECT CALCULATION:
3 hours per week × 800 rubles/hour = 2,400 rubles per week
2,400 rubles × 4 weeks = 9,600 rubles per month

This significantly changes your financial situation!

RECALCULATED SAVINGS:
Stipend: 2,000 rubles
Tutoring: 9,600 rubles
Total monthly income: 11,600 rubles

With expenses around 3,000 rubles (food, transport, small purchases), you're saving about 8,600 rubles per month!

Savings for the month grew from 7,700 to 16,300 rubles.

Maxim is shocked: “Bro, you're earning more than my dad at the factory!”

Elena Sergeevna is surprised: “I rarely see students with such income. Main thing - don't neglect your studies.”

With this money, new opportunities open up - you can open a bank deposit, learn investing in practice, or save for something serious.

What do you plan to do with this sum?

2 MONTHS LATER

Age: 17 years (coming of age!)

FINANCIAL RESULTS:
Savings reached 33,500 rubles. Tutoring brings stable income, students are happy with results.

ADVANCED FINANCE KNOWLEDGE:

• Studied currency market and forex trading basics
• Figured out cryptocurrencies (Bitcoin, Ethereum) and blockchain
• Understood how startups and venture capital work
• Mastered analyzing company financial statements
• Studied international investment instruments

NEW CHALLENGES:
Preparatory courses completed with honors. Enrollment in the main technical college program is guaranteed.

But a problem arose - one student's parent is unhappy: “Too young a teacher, my son doesn't take him seriously.” Part of your income is at risk.

NEW OPPORTUNITIES:

• Bank offers to open an investment account and invest some money
• Maxim's friend offers to invest in a small business
• A business project competition is opening at the technical college with a 50,000 ruble prize

What will you choose?

A MONTH LATER - BUSINESS PROJECT COMPETITION

Difficulty check: 8/10

YOUR PROJECT: “Online platform for finding tutors on Sakhalin” - create a service where students can find pupils, and parents can find verified teachers.

PREPARATION:

• Studied the tutoring services market
• Created a 3-year business plan
• Analyzed competitors
• Calculated startup investments: 150,000 rubles

COMPETITION: 15 participants. Strong projects: delivery app, mini-coffee shop chain, online courses.

RESULT: 3rd place out of 15
Prize 15,000 rubles. The winner was a delivery app project by a 4th-year student.

Savings: 48,500 rubles.

Judge: “Excellent idea for a 17-year-old, but lacking experience in IT.”

2 MONTHS LATER

Age: 17 years and 3 months

IT PROGRESS:

• Learned Python and HTML/CSS basics
• Completed web development courses online
• Created a simple portfolio website
• Figured out databases (SQL)
• Studied UX/UI design basics

CHANGES IN ACTIVITIES:
Reduced tutoring to 2 hours per week (only Denis before his exam) = 6,400 rubles per month. Spending the rest of your time on programming.

NEW ACHIEVEMENTS:

• Created a prototype website for finding tutors
• At the technical college, started helping with computers - teachers notice your skills
• Maxim asks you to teach him programming

SAVINGS: 61,300 rubles (income is less but growing)

NEW OPPORTUNITIES:

• Computer science teacher offers an internship at an IT company
• You can take orders for simple websites (5,000-15,000 rubles per project)
• There's an option to transfer to the “Programming” specialty

Elena Sergeevna: “You pick up new technologies quickly. Maybe worth changing direction?”

2 MONTHS LATER

Age: 17 years and 5 months

IT SKILLS SIGNIFICANTLY IMPROVED:

• Mastered JavaScript and React for frontend
• Learned Node.js for backend
• Learned to work with MongoDB and PostgreSQL
• Understood DevOps basics (Git, Docker)
• Created a full-fledged web application for finding tutors

FIRST IT ORDERS:

• Made a website for a local hair salon (12,000 rubles)
• Created a landing page for a construction company (8,000 rubles)
• Two more projects in progress

FINANCES:
Savings: 92,100 rubles
New income: tutoring (6,400) + stipend (2,000) + IT orders (~15,000) = ~23,400 per month

RECOGNITION:
Computer science teacher: “You've surpassed the program by 2 years. I recommend participating in regional IT competitions.”

Maxim is surprised: “Bro, you're like a real programmer already! Teach me too.”

NEW OFFERS:

• IT company “SakhalinSoft” invites you for an internship (20,000 rubles/month)
• Young programmers competition with 100,000 ruble prize

What do you plan?

A MONTH LATER - PROGRAMMERS COMPETITION

Difficulty check: 7/10 - Difficult task but possible

PREPARATION FOR COMPETITION:
A month of intensive preparation. Studied algorithms, data structures, participated in online programming competitions.

COMPETITION: “FAR EAST HACKATHON”
Task: create a mobile app for tourism in Sakhalin within 48 hours.

40 participants, including IT university students and even working programmers.

YOUR PROJECT: “SakhalinGuide” - app with routes, weather, tourist reviews, and accommodation booking.

RESULT: 8th place out of 40
No prize places, but you received a participation diploma and job offers from two companies.

Judge: “For a self-taught person, excellent result. Clean code, practical idea, but lacking experience in mobile development.”

SAVINGS: 107,500 rubles

NEW OFFERS:

• “SakhalinSoft” increases offer to 35,000 rubles/month
• A client wants to buy your app for 80,000 rubles

What will you choose?

DIFFICULTY CHECK: 6/10 - Achievable tasks with current accomplishments

APP SALE:
The client is a travel agency “Sakhalin-Tour”. After negotiations, they agree to 80,000 rubles with the condition of technical support for the first 3 months.

You sign the contract, receive the money. Your first major IT earnings!

JOB AT “SAKHALINSOFT”:
The interview goes smoothly - your portfolio impresses. Director Andrey Viktorovich: “For a 17-year-old, excellent skills. We're taking you as a junior developer.”

Salary 35,000 rubles + official employment. Schedule: 5 days a week, 8 hours, can combine with technical college studies.

NEW FINANCES:
Savings: 187,500 rubles (107,500 + 80,000)
Monthly income: 35,000 (work) + 2,000 (stipend) = 37,000 rubles

Maxim is shocked: “Bro, you have more money than our technical college director!”

NEW CHALLENGES:
Combining work and studies requires careful time management.

How do you plan to organize your schedule?

2 MONTHS LATER

Age: 17 years and 8 months

CLEAR PLAN WORKED:

• 8:00-17:00 - work at “SakhalinSoft” (Mon-Fri)
• 18:00-21:00 - technical college studies (Sat)
• Sunday - rest and self-education

SUCCESS AT WORK:
Andrey Viktorovich is pleased: “You learn fast, quality code. I'm giving you an independent project - CRM for a car dealership.”

Colleagues treat you with respect despite your age. You've learned new technologies: Vue.js, microservices, API integrations.

STUDIES:
Technical college is going smoothly thanks to discipline. Teachers are surprised by your practical experience.

FINANCES:
Savings: 249,500 rubles

NEW CHALLENGES:
Sometimes you're tired from the intense schedule. Social life suffers - little time for friends.

OFFERS:

• Salary raise to 45,000 rubles/month
• Offer from competitor “TechnoVostok” - 50,000 rubles/month
• Possibility of freelance projects on the side

What do you plan?

2 MONTHS LATER

Age: 17 years and 10 months

CAREER GROWTH:
Salary raise to 45,000 rubles/month was justified - you became the lead developer on the CRM project. Andrey Viktorovich: “You work like an experienced middle developer.”

MOTIVATION WORKED:

• Completed the car dealership CRM ahead of schedule
• Client was so happy they ordered two more modules
• Received thanks from company management
• Colleagues ask for consultations on complex tasks

FINANCES:
Savings: 330,500 rubles
Monthly income: 47,000 rubles

NEW ACHIEVEMENTS:
At the technical college you became the top student of the course. Teachers suggest early thesis defense.

EMERGING DIFFICULTIES:
Sometimes you feel tired from the intense pace. Maxim worries: “You've started communicating less, only work on your mind.”

NEW OPPORTUNITIES:

• Offer to register as an individual entrepreneur for freelancing
• Order to develop an online store for 200,000 rubles
• Possibility to invest in real estate

2 months until adulthood. What do you plan?

2 MONTHS LATER

Age: 18 years (ADULT!)

BALANCE FOUND:
You've started planning time for rest better. Weekends are partly dedicated to friends and hobbies. Maxim is happy: “You've started communicating normally again!”

SUCCESS AT WORK:
Despite more rest, productivity didn't drop. Completed another major project - a warehouse management system. Andrey Viktorovich: “Rest is doing you good, the code has gotten even better.”

EDUCATION:
Technical college completed with honors. Diploma in “Economics and Accounting” with distinction.

FINANCES:
Savings: 394,500 rubles
Now officially an adult, you can independently:

• Register as an individual entrepreneur or LLC
• Invest in any instruments
• Take loans and mortgages
• Buy real estate

NEW OPPORTUNITIES:

• Partnership offer in an IT startup
• You can enroll in university part-time
• Considering buying an apartment
• Idea of creating your own IT company

What do you plan to do now that you're fully independent?

3 MONTHS LATER

Age: 18 years and 3 months

BUILDING CONTACT NETWORK:

• Met entrepreneur Igor Vasiliev (coffee shop chain on Sakhalin)
• Built relationship with marketer Anna from an ad agency
• Met a potential investor - businessman Sergey Petrovich
• Became friends with designer Misha, who's looking for an IT partner

PROFESSIONAL GROWTH:
At “SakhalinSoft” you became team lead of a small team. Salary increased to 55,000 rubles/month.

FINANCES:
Savings: 535,500 rubles

STARTUP IDEAS:

• Igor proposes creating a food delivery app (ready to invest 500,000 rubles)
• Anna sees potential in a marketing IT platform
• Sergey Petrovich is interested in fintech solutions
• Misha proposes creating a creative agency with IT focus

NEW CHALLENGES:
Your employer is worried: “Not planning to leave? We're ready to raise salary to 70,000.”

Igor is pushing for a decision: “The delivery market won't wait, we need to act fast.”

Which direction will you choose?

Difficulty check: 9/10 - Extremely difficult task

Andrey Viktorovich frowns when you ask about this: “Theoretically you can, but there are nuances.”

PROBLEMS WITH COMBINING:

LEGAL:

• Your employment contract has a conflict of interest clause
• Can't use company time and resources
• If the app competes with company projects - termination

TIME:

• Work 40 hours a week + startup = 80+ hours of work
• Risk of burnout and quality decline
• Social life will suffer even more

PRACTICAL:
Igor is skeptical: “A delivery app requires full dedication. If you do it in your free time, competitors will overtake you.”

ALTERNATIVES:

• Take unpaid leave for 3 months for MVP
• Quit work and focus on startup
• Find technical partnership - you provide ideas, others execute
• Start with a small project in parallel

Maxim warns: “Remember how tired you were before? This will be even worse.”

What do you decide?

UNPAID LEAVE APPROVED

Andrey Viktorovich sighed: “Too bad to lose such a developer even temporarily. But I understand - youth, ambitions. We'll hold your position for 3 months.”

PROJECT START “SAKHALIN DELIVERY”

TEAM:

• You - technical leadership, development
• Igor - investor, business processes, restaurant connections
• Anna - marketing and promotion (15% equity)
• Misha - interface design (10% equity)

INVESTMENT: 500,000 rubles from Igor for 40% stake in the project

FIRST MONTH OF DEVELOPMENT:

• Created app architecture (iOS, Android, web admin panel)
• Negotiated with 15 restaurants for partnership
• Hired courier service
• Rented small office (30,000 rubles/month)

EXPENSES:
Rent, salaries, advertising = ~80,000 rubles/month

FINANCES:
Your savings: 535,500 - 80,000 = 455,500 rubles
Plus access to investment 500,000 rubles

FIRST DIFFICULTIES:
Competitors are already working. Need to launch MVP fast.

A MONTH LATER - RESULTS OF INTENSIVE WORK

Difficulty check: 8/10 - Difficult, but the team is handling it

TECHNICAL ACHIEVEMENTS:

• MVP app ready for iOS and Android
• Web panel for restaurants works
• Order tracking system implemented
• Payment system integration completed

BUSINESS PROGRESS:
Igor attracted 35 restaurants. Anna launched an ad campaign on social media. Misha created a recognizable brand design.

FIRST RESULTS:

• 500 downloads in the first week
• 50 orders per day (still few)
• Average check 800 rubles
• Revenue ~40,000 rubles/week

PROBLEMS:

• Competitors are lowering commissions
• Couriers complain about low pay
• Some restaurants are unhappy with delays

FINANCES:
Spent 320,000 from investments. Your savings: 430,500 rubles

Igor is concerned: “We need to speed up, otherwise we'll go bankrupt. Maybe hire more developers?”

Misha suggests: “Let's focus on quality, not speed.”

What do you decide?

A MONTH LATER - TEAM EXPANSION

Check: 7/10 - Difficult but manageable

NEW DEVELOPERS:

• Dmitry, 25 - backend (3 years experience, 60k/month)
• Olga, 23 - frontend (2 years, 50k/month)

RESULTS:
Your approach worked:

• Detailed onboarding
• Team building meetings
• Pair programming
• Open feedback

PROGRESS:

• Productivity +150%
• 3 major updates
• Loyalty system and promo codes
• App speed +40%

BUSINESS:

• 150 orders/day (3x growth!)
• 3,000+ active users
• 120k rubles/week revenue
• +12 new restaurants

FINANCES:
Expenses 200k/month, but revenue covers most of it.

Igor: “Great decision with hiring! Now we're really competing.”

NEW CHALLENGE:
A major federal chain wants to enter Sakhalin.

A MONTH LATER - UNIQUE CONCEPT

Check: 7/10 - Creative challenge successfully accepted

UNIQUE CONCEPT: “LOCAL TASTE OF SAKHALIN”

• Focus on local products and traditional dishes
• Partnership with island fishermen and farmers
• “Sakhalin set” - exclusive dishes only in your app
• Virtual tours to suppliers via AR

TEAMWORK:

• Weekly brainstorms with whole team
• Dmitry created local supplier tracking system
• Olga developed AR features
• Misha created “island” design
• Anna launched “Taste Real Sakhalin” campaign

RESULTS:

• 350 orders/day (+130%)
• 15 exclusive dishes from local chefs
• Partnership with 8 fishing cooperatives
• 200k rubles/week revenue

FINANCES:
Project broke even! Your savings: 415,500 rubles

Igor is delighted: “Federal chains can't offer this. We found our niche!”

NEW OPPORTUNITY:
The regional governor is interested in the project for promoting the region.

A MONTH LATER

Age: 18 years and 5 months

MEETING WITH THE GOVERNOR:
Andrey Olegovich Limarenko personally met with the team: “Your project shows Sakhalin in the best light. We're ready to provide regional grants and benefits.”

NEW ACHIEVEMENTS:

• 500 orders/day (stable growth)
• Revenue 300k rubles/week
• Launch in neighboring Korsakov
• Documentary feature on local TV
• 3 franchise offers from other regions

TEAM DEVELOPMENT:

• Hired a development manager
• Dmitry became CTO
• Olga heads mobile development
• You focus on strategy and partnerships

FINANCES:
Startup net profit: ~400k rubles/month
Your share (50%): 200k rubles/month
Savings: 615,500 rubles

NEW OFFERS:

• Moscow investment fund offers 10 million rubles for 30% stake
• Possibility to return to “SakhalinSoft” as tech director
• Proposal to create an IT park on Sakhalin

Igor: “We built something cool. What's next?”

A MONTH LATER

Age: 18 years and 6 months

TEAM EXPANSION (+3 PEOPLE):

• Marketer Sveta (SMM and advertising)
• Data analyst Artem (user research)
• Restaurant relations manager Galina

COMMUNICATION IMPROVEMENT:

• Weekly stand-up meetings with whole team
• Corporate breakfasts on Fridays
• Mentorship system for newcomers
• Shared chat with memes and personal news

Dmitry: “The atmosphere has gotten much better, everyone understands each other.”

ORGANIC GROWTH:

• 700 orders/day (+40%)
• Expansion to Kholmsk and Nevelsk
• 87 partner restaurants
• Revenue 420k rubles/week

FINANCES:
Net profit: ~600k rubles/month
Your share: 300k rubles/month
Savings: 915,500 rubles

NEW CHALLENGES:

• Competitor launched aggressive price war
• Logistics problems in remote areas
• Some couriers demanding salary increases

Igor: “We're growing steadily, but need to prepare for serious competition.”

A MONTH LATER

Age: 18 years and 7 months

PREPARING FOR COMPETITION:

• Reduced restaurant commission from 20% to 15%
• Launched loyalty program with cashback
• Raised courier salaries by 25%
• Created premium 15-minute delivery tier

IMPROVING CONDITIONS:

• Office moved to more spacious location
• Health insurance for all employees
• Flexible schedule and remote work option
• Corporate lunches and gym

COMPETITION RESULTS:
Competitor “DalDostavka” started price war, but:

• Lost only 15% of orders (instead of expected 40%)
• Customers value quality and unique dishes
• 680 orders/day (small decrease)
• Revenue 380k rubles/week

TEAM:
Morale is high. Artem: “We work not for money but for the idea.”

FINANCES:
Profit: ~450k rubles/month
Your share: 225k rubles/month
Savings: 1,140,500 rubles

NEWS:
Moscow investment fund raised offer to 15 million for 25% stake.

A MONTH LATER

Age: 18 years and 8 months

CAREFUL EXPANSION:

• Test launch in Okha (15,000 residents)
• Partnership with 8 local cafes
• One part-time courier to start
• Studied local preferences

RESULTS OF CAUTIOUS APPROACH:

• In Okha: 25 orders/day (good start for a small town)
• Main cities: 720 orders/day (recovered positions)
• Competitor didn't follow - small towns aren't profitable for them
• Total revenue: 400k rubles/week

TEAM DEVELOPMENT:

• Galina became regional manager
• Created analytics department under Artem
• Sveta launched regional targeting

FINANCES:
Profit: ~520k rubles/month (+15%)
Your share: 260k rubles/month
Savings: 1,400,500 rubles

NEW INSIGHTS:
Artem: “Small towns show better loyalty. Less competition, stronger word-of-mouth.”

PROPOSALS:

• Expansion plan to 5 small towns in Primorsky Krai
• Franchise from entrepreneurs in Khabarovsk

Igor: “The 'quiet expansion' strategy works!”

2 MONTHS LATER

Age: 18 years and 10 months

SUCCESSFUL STRATEGY DEVELOPMENT:
Expanded to 4 new small towns: Poronaysk, Makarov, Dolinsk, Tymovsk.

OVERALL INDICATORS:

• 1,200 orders/day across all cities
• 150+ partner restaurants
• 25 team members
• Revenue: 650k rubles/week

COMPETITIVE ADVANTAGES:
“DalDostavka” tried to enter Poronaysk but left after a month - not profitable for them. Your small town strategy proved right.

TEAM DEVELOPMENT:

• Created regional offices
• Remote management system works great
• Team grew organically to 35 people

FINANCES:
Startup profit: ~800k rubles/month
Your share: 400k rubles/month
Savings: 2,120,500 rubles (over 2 million!)

NEW OPPORTUNITIES:

• Offer to buy the business for 50 million rubles
• Invitation to Skolkovo accelerator
• Possibility of IPO in 2-3 years

Igor is delighted: “We built a regional empire!”

2 MONTHS LATER

Age: 19 years

ORGANIC EXPANSION:
Added 6 more small towns in Primorsky Krai. The “avoid megacities” strategy fully justified.

IMPRESSIVE RESULTS:

• 1,800 orders/day
• 12 cities presence
• 220+ partner restaurants
• 45 employees
• Revenue: 950k rubles/week

SYSTEM SCALING:

• Automated courier hiring processes
• Created CRM for restaurant work
• Launched our own delivery service
• Developed mobile app for couriers

FINANCES:
Profit: ~1.2 million rubles/month
Your share: 600k rubles/month
Savings: 3,320,500 rubles (over 3 million!)

SERIOUS OFFERS:

• Mail.ru Group offers 80 million rubles for 60% stake
• Sberbank wants strategic partnership
• Invitation to speak at Forbes “30 Under 30” conference

Dmitry: “We've gone from a startup to a real IT company.”

NEW CHALLENGE:
Need to decide - scale further or lock in profits?

MEETING WITH SBERBANK REPRESENTATIVES

Age: 19 years

A team from Sberbank Ecosystem arrives at the office:

• Strategic Partnerships Director Alexey Ivanovich
• “Food” Division Head Marina Sergeevna
• Regional Markets Analyst

SBERBANK'S OFFER:

• 25 million ruble investment for 30% stake
• Integration with SberPay and SberMarket
• Access to 100+ million bank customers
• Technology support (cloud, AI, analytics)
• Help entering federal market

CONDITIONS:

• Commitment to expand to 50 cities in 2 years
• Exclusive payments through Sber
• Strategic decisions approval
• Exit option in 5 years

TEAM IS DIVIDED:
Igor: “Huge opportunities, but we'll lose independence.”
Dmitry: “Sber's technology will accelerate development many times over.”
Anna: “Their marketing budget is bigger than our revenue.”

YOUR POSITION:
What questions will you ask? What conditions are important to you?

DECISION MADE - PARTNERSHIP WITH SBERBANK

SIGNING THE AGREEMENT:
After a week of negotiations, you sign the strategic partnership:

• 25 million ruble investment for 30% stake
• Your stake decreases to 35%, but company valuation grew to 83 million rubles
• Igor keeps 25%, team received 10% options

IMMEDIATE CHANGES:

• SberPay integration launched within 2 weeks
• Access to Sberbank customer base
• Move to new 500 sq.m office
• Team expands to 70 people

FINANCIAL RESULTS:
Your share from sale: 8.75 million rubles (35% of 25 million)
Total savings: 12.07 million rubles

Alexey Ivanovich: “Welcome to the Sberbank family. Now you have resources to go federal.”

NEW OPPORTUNITIES:

• Plan to enter 15 major Russian cities
• Marketing budget of 50 million rubles per year
• Access to machine learning technologies

Team is thrilled with new opportunities.

What do you plan to do next?

2 MONTHS LATER

Age: 19 years and 2 months

POWERFUL MARKETING PUSH:

• Advertising campaign in 25 Russian cities
• SberMarket integration gave +300% new users
• Targeted ads through Sber ecosystem
• Partnership with popular food bloggers

IMPRESSIVE RESULTS:

• 5,500 orders/day across Russia
• Presence in 28 cities
• 500+ partner restaurants
• 120 employees
• Revenue: 2.8 million rubles/week

TECHNOLOGICAL BREAKTHROUGH:
Thanks to Sberbank resources:

• AI algorithms for demand forecasting
• Machine learning system for delivery optimization
• Integration with maps and navigation

FINANCES:
Company profit: ~3.2 million rubles/month
Your share (35%): 1.12 million rubles/month
Savings: 14.31 million rubles

MEDIA COVERAGE:

• Forbes interview “How a 19-year-old entrepreneur conquered the regions”
• Invitation to “Digital Economy” conference
• “Breakthrough of the Year” nomination in IT awards

Marina Sergeevna from Sber: “You exceeded all our expectations!”

2 MONTHS LATER

Age: 19 years and 4 months

“DIGITAL ECONOMY” CONFERENCE - TRIUMPH:
Your speech on the main stage caused a sensation:

• Talk “How regions beat megacities in digital”
• Met top entrepreneurs: Arkady Volozh (Yandex), Oleg Tinkov
• Partnership offers from 12 major companies
• Interviews on RBC and Channel One

MEDIA IMPACT RESULTS:

• Orders grew 40% after media coverage
• 7,200 orders/day
• Expanded to 35 cities
• Revenue: 3.8 million rubles/week

NEW CONTACTS:

• Met Wildberries founder Tatyana Bakalchuk
• VK offer to create a joint project
• Silicon Valley investor interested in US expansion

FINANCES:
Profit: ~4.5 million rubles/month
Your share: 1.58 million rubles/month
Savings: 17.47 million rubles

NEW AMBITIONS:
Oleg Tinkov suggested: “Time to think about international markets. Kazakhstan, Uzbekistan are waiting!”

What do you plan - continue Russian expansion or think about international markets?

3 MONTHS LATER

Age: 19 years and 7 months

DIFFICULTY CHECK: 8/10 - International expansion successful but with challenges

RUSSIAN EXPANSION:

• Presence in 48 Russian cities
• 9,500 orders/day in Russia
• 800+ partner restaurants
• 180 employees

FIRST STEPS IN CIS:

• Successful launch in Almaty and Nur-Sultan (Kazakhstan)
• 350 orders/day in Kazakhstan
• Partnership with local restaurants
• Adapted to local specifics (tenge, Kazakh cuisine)

NEW CHALLENGES:

• Currency risks and exchange rate fluctuations
• Differences in CIS legislation
• Competition with local players
• Logistics difficulties

FINANCES:
Profit: ~6.2 million rubles/month
Your share: 2.17 million rubles/month
Savings: 24.0 million rubles

BIG NEWS:

• Invitation to Forbes “30 Under 30” ranking
• Offer to buy for 200 million rubles from Mail.ru
• Franchise interest from Belarus and Uzbekistan

Dmitry: “We've become a truly international company!”

2 MONTHS LATER
Age: 19 years 9 months

REFERRAL PROGRAM:

• 200₽ for each new user
• +85% users in 2 months
• 15,200 orders/day
• Viral coefficient: 1→2.3

GEOGRAPHY:

• Tashkent: 180 orders/day
• Minsk: 220 orders/day
• 52 Russian cities + 6 CIS cities

FINANCES:
Profit: ~8.7 million₽/month
Your share: 3.05 million₽/month
Savings: 30.1 million₽

MEDIA:
Forbes “30 Under 30” - youngest IT entrepreneur in CIS!

Anna: “The referral system brought more users than all of last year's advertising!”

2 MONTHS LATER

Age: 19 years and 11 months

VIRAL REFERRAL ADVERTISING:

• “Bring a friend - get 500₽” campaign on TikTok and YouTube
• Partnership with top CIS bloggers
• Geolocation ads in new cities
• Result: +180% new users in 2 months

MASSIVE CIS EXPANSION:

• Kyiv: 420 orders/day
• Baku: 280 orders/day
• Tbilisi: 190 orders/day
• Yerevan: 150 orders/day
• Total CIS: 1,640 orders/day

OVERALL INDICATORS:

• 22,800 orders/day across all markets
• 68 cities in 8 countries
• 1,200+ partner restaurants
• 280 employees

FINANCES:
Profit: ~12.5 million₽/month
Your share: 4.38 million₽/month
Savings: 38.86 million₽

BIG NEWS:

• Google offers million for 25% stake
• Invitation to young entrepreneurs summit in Davos
• IPO interest from Goldman Sachs

1 month until you turn 20!

IPO VALUATION - EXPERT CONSULTATION

Goldman Sachs financial analyst Michael Stevens conducts preliminary valuation:

CURRENT MULTIPLES:

• Revenue: ~ million/year
• Profit: ~ million/year
• Growth: 200%+ per year

COMPARISON WITH COMPETITORS:

• DoorDash (P/S = 8-12)
• Delivery Hero (P/S = 6-10)
• Just Eat Takeaway (P/S = 4-8)

PRELIMINARY COMPANY VALUATION:

• Conservative: -150 million
• Optimistic: -250 million
• With excitement: + million

YOUR STAKE (35%):

• Conservative: -52 million (3.2-3.9 billion₽)
• Optimistic: -87 million (5.2-6.5 billion₽)
• With excitement: + million (7.9+ billion₽)

Michael: “For a 19-year-old entrepreneur from the regions, this is a phenomenal result. But IPO is risky. The market can overvalue or undervalue the company.”

ALTERNATIVES:

• Selling to Google for million (your share .25 million)
• Selling to Mail.ru for million (your share million)

What do you think about these numbers?

DECISION MADE - SELLING TO MAIL.RU GROUP

Difficulty check: 6/10 - Complex negotiations but deal is real

NEGOTIATION PROCESS:
2 weeks of intensive negotiations with Mail.ru team:

• CEO Vladimir Gabrielyan
• CFO
• Team of lawyers and analysts

FINAL TERMS:

• ** million for 100% of company**
• Your stake (35%): ** million** = 5.25 billion rubles
• Igor gets million (25%)
• Team gets million (options)
• Sberbank gets million (30%)

CONDITIONS FOR TEAM:

• All key employees stay with salary increases
• Dmitry becomes CTO of Mail.ru Food
• You remain consultant for 2 years at k/year

FINANCIAL RESULT:
Total savings: 5.29 billion rubles (38.86 million + 5.25 billion)

TEAM'S EMOTIONS:
Dmitry: “You made us all millionaires!”
Igor cries with joy: “4 years ago you were homeless…”

20TH BIRTHDAY IN A WEEK - you'll enter a new age as a multibillionaire!

What do you plan to do next?

MASSIVE REAL ESTATE PURCHASE

Difficulty check: 7/10 - Difficult but achievable with such resources

MOSCOW REAL ESTATE PORTFOLIO (3.5 billion₽):

• 25 elite apartments in central Moscow (35-45 million₽ each)
• 45 business-class apartments (20-30 million₽ each)
• 10 commercial properties (40-50 million₽ each)
• 5 penthouses (50 million₽ each)

RENTAL INCOME:

• Average yield: 6-8% annually
• Monthly income: ~17-23 million₽
• Annual income: ~210-280 million₽

MOVE TO DUBAI:
Bought penthouse in Burj Khalifa for ** million** (300 million₽):

• 400 sq.m, 60th floor
• Panoramic city view
• Private pool and terrace
• 24/7 concierge service

REMAINING FUNDS:
5.29 billion - 3.5 billion - 0.3 billion = 1.49 billion rubles in liquidity

STATUS AT 20:

• Real estate capital: 3.8 billion₽
• Liquid funds: 1.49 billion₽
• Passive income: 210-280 million₽/year

You've become one of the youngest billionaires in CIS!

What do you plan to do in Dubai?

2 MONTHS LATER

Age: 20 years and 2 months

ELITE EDUCATION:

• Stanford Executive Program (Finance) - k
• MIT Sloan Executive Education (IT & Innovation) - k
• Harvard Business School (Venture Capital) - k
• Wharton Executive Program (Global Finance) - k

INCREDIBLE NETWORKING:

• Met Elon Musk at Stanford
• Met founders of Stripe, Airbnb
• Made friends with Arab sheikh heirs
• Contacts with top Silicon Valley venture funds

NEW KNOWLEDGE:

• Advanced investment strategies
• Blockchain and Web3 technologies
• Quantum computing and AI
• International tax planning

FINANCES:
Spent on education: ~k (30 million₽)
Rental income for 2 months: 40 million₽
Balance: 1.51 billion₽

NEW OPPORTUNITIES:

• Offer to invest in Elon Musk's startup
• Invitation to exclusive Dubai Billionaires club
• Opportunity to buy stake in crypto exchange

Which investment direction interests you most?

2 MONTHS LATER

Age: 20 years and 4 months

CONTINUED EDUCATION:

• Oxford Saïd Business School (Corporate Strategy) - k
• INSEAD (International Business) - k
• Private lectures from Nobel laureates in economics

NEW INTERESTING OPPORTUNITIES:

• Met 19-year-old medtech startup founder from Israel (M valuation)
• Met Saudi prince's daughter, creating eco-energy
• Contact with 22-year-old Japanese AI genius (developing quantum chips)
• Invitation to secret club of young billionaires “Next Generation”

UNEXPECTED OFFER:
Virgin Galactic offers to become one of the first space tourists (flight k)

FINANCES:
Spent on education: +k (15 million₽)
Rental income: +40 million₽
Balance: 1.54 billion₽

“NEXT GENERATION” CLUB:
12 people under 25, combined capital billion. Planning revolutionary projects in space, AI, biotechnology.

Which of the new opportunities seems most interesting?

AVAILABLE PROJECTS FOR IMPLEMENTATION

IT & TECHNOLOGY (your expertise):

• AI startup in food delivery (50-100 million₽)
• Blockchain platform for logistics (100-200 million₽)
• Mobile ecosystem for small towns (150-300 million₽)
• EdTech platform for entrepreneurs (80-150 million₽)

VENTURE INVESTMENTS:

• Portfolio of 20 startups (200-500 million₽ each)
• Your own venture fund (500 million - 1 billion₽)
• Partnership with Sequoia Capital (from 100 million₽)

NEW MARKETS:

• African expansion delivery (200-400 million₽)
• Space tourism (with Virgin) (300-600 million₽)
• Green energy in CIS (400-800 million₽)

SOCIAL PROJECTS:

• Orphan support fund (100-200 million₽)
• Educational centers in small towns (50-100 million₽)

REAL ESTATE & LIFESTYLE:

• Coworking chain in Dubai (100-200 million₽)
• Luxury hotel in Maldives (300-500 million₽)

Which direction attracts you most?

2 MONTHS LATER (20.5 years)

LOGICCHAIN TEAM ASSEMBLED:
CTO Alex (ex-Ethereum), architect Ravi (ex-Binance), CPO Maria (ex-Amazon), Head Sales James (ex-FedEx) + 12 world-class developers

BREAKTHROUGH: Blockchain network for cargo tracking, smart contracts, AI optimization, IoT integration

RESULTS:

• MVP ready and tested
• DHL and Maersk requested demo
• Pre-seed: million from venture funds

FINANCES:
Invested: 150 million₽
Rental income: +80 million₽
Balance: 1.47 billion₽

Alex: “This is the new standard for the logistics industry!”

NEW OPPORTUNITIES:

• Sequoia Capital: million investment
• Invitation to Web Summit in Lisbon

Plans for development?

3 MONTHS LATER

Age: 20 years and 8 months

WEB SUMMIT LISBON - TRIUMPH:

• Main stage speech to 70,000 attendees
• “Blockchain revolution in logistics” - standing ovation
• Meetings with CEOs of Uber, Amazon, Shopify
• 50+ partnership requests from corporations

LOGICCHAIN - EXPLOSIVE GROWTH:

• Additionally invested: 300 million₽
• Team grew to 45 people
• Contracts: DHL (.5M), Walmart (M), Samsung (.8M)
• Company valuation: ** million**

TECHNOLOGICAL BREAKTHROUGHS:

• Processing 10M transactions/day
• Integration with 500+ logistics companies
• 35% delivery time reduction

FINANCES:
Invested: 450 million₽ total
Rental income: +120 million₽
Balance: 1.31 billion₽

NEW OFFERS:

• Google offers million acquisition
• Softbank: million for 30% stake
• Invitation to Davos Economic Forum

Maria (CPO): “We're changing global logistics!”

What will you choose - sell or continue developing?

2 MONTHS LATER

Age: 20 years and 10 months

DAVOS ECONOMIC FORUM - GLOBAL RECOGNITION:

• Panel discussion with Elon Musk and Satya Nadella
• CNN interview: “Youngest blockchain billionaire”
• Meeting with presidents of 8 countries
• MOU signed with Singapore government

LOGICCHAIN - GLOBAL EXPANSION:

• Additionally invested: 400 million₽
• Team: 85 people in 12 countries
• New contracts: Toyota (M), IKEA (M), Alibaba (M)
• Monthly revenue: .2 million

TECHNOLOGICAL ACHIEVEMENTS:

• Patents on 15 blockchain solutions
• Integration with 2,000+ companies
• Client savings: million per quarter

FINANCES:
Invested: 850 million₽ total
Rental income: +80 million₽
Balance: 1.0 billion₽

SENSATIONAL OFFERS:

• Microsoft: million for 51% stake
• Amazon: million for 45% stake
• Own IPO - forecast .5 billion valuation

Alex: “We've become the industry standard!”

2 months until you turn 21. What decision will you make?

LOGICCHAIN OWNERSHIP STRUCTURE

Good question! Let's break down ownership:

YOUR STAKE:
Since you:

• Founder and sole investor (850 million₽)
• Haven't taken external investments
• Created team on salaries

Current structure:

• You: 85-90% (founder, sole investor)
• Team: 10-15% (options for key employees)
  • CTO Alex: ~4%
  • Architect Ravi: ~3%
  • CPO Maria: ~3%
  • Head Sales James: ~2%
  • Rest of team: ~3%

AT M VALUATION:

• Your stake: -108 million (7.6-8.1 billion₽)
• Team: -18 million

WITH OFFERS:

• Microsoft M for 51% → your stake -260M (18.4-19.5 billion₽)
• Amazon M for 45% → your stake -208M (14.7-15.6 billion₽)

At IPO (.5 billion valuation):
Your stake: .28-1.35 billion (96-101 billion₽)

Is this the correct understanding of the structure?

IMPOSSIBLE TO SELL TO BOTH COMPANIES

Why this is unrealistic:

• Can't sell 100% of company to two different buyers
• Amazon wants 45%, Microsoft - 51% = 96% (more than 100%)
• Each buyer wants a controlling stake

POSSIBLE OPTIONS:

1. AUCTION:

• Hold bidding between Amazon and Microsoft
• Price could rise to -700 million
• Sell to one winner

2. REFUSE BOTH DEALS:

• Keep 85-90% of company
• Go to IPO at .5 billion valuation
• Get .28-1.35 billion

3. PARTIAL SALE:

• Sell Microsoft 25% for million
• Sell Amazon 20% for million
• Keep 55-60% for yourself

4. STRATEGIC PARTNERSHIP:

• Don't sell, but sign partnership agreements
• Get access to their infrastructure
• Maintain independence

Alex advises: “IPO will give maximum benefit and preserve control.”

Which option do you prefer?

2 MONTHS LATER

Age: 21 years (FULLY ADULT!)

IPO PREPARATION - SERIOUS WORK:

Difficulty check: 8/10 - Difficult, but team is handling it

INVESTMENT IN PREPARATION:

• Additionally invested: 300 million₽
• Hired Goldman Sachs as lead underwriters
• Team grew to 120 people
• KPMG conducting financial audit

RESULTS FOR 2 MONTHS:

• Revenue: .8 million/month (+80%)
• 5,000+ clients worldwide
• Contracts with Tesla (M), Nike (M)
• Profit: .1 million/month

IPO ROADSHOW:

• Presentations in New York, London, Hong Kong
• Interest from 200+ institutional investors
• Preliminary valuation: .2 billion

FINANCES:
Invested: 1.15 billion₽ total
Rental income: +80 million₽
Balance: 780 million₽

IPO FORECAST:
At .2 billion valuation, your stake (85%): .87 billion (140 billion₽)

Goldman Sachs: “Ready for NASDAQ listing in a month!”

A MONTH LATER - IPO DAY

Age: 21 years and 1 month

NASDAQ - HISTORIC DAY:
May 11, 2024, LogicChain Technologies (ticker: LOGI) goes public

IPO RESULTS:

• Offering price: per share
• Company valuation: .4 billion (exceeded forecasts!)
• Placed: 15% of shares = million
• First day trading: +47% rise to .46

YOUR WEALTH:

• Your stake: 70% (after offering)
• Stake value: .68 billion (126 billion₽)
• Received from sale: ** million** (4 billion₽)

MEDIA BOOM:

• Forbes: “Youngest billionaire on NASDAQ”
• Wall Street Journal: “Blockchain wunderkind from Russia”
• Bloomberg live interview

TOTAL ASSETS:

• LogicChain shares: 126 billion₽
• Moscow real estate: 3.8 billion₽
• Liquidity: 4 billion₽
• TOTAL: 133.8 billion₽

AT 21 YOU BECAME A MULTIBILLIONAIRE!

Alex cries with joy: “We changed the world!”

What do you plan to do next with such wealth?

DUBAI REAL ESTATE INVESTMENT (3 BILLION₽)

PORTFOLIO:

• 15 Burj Al Arab apartments (60-80 million₽)
• 25 Emirates Hills villas (40-60 million₽)
• 20 Downtown Dubai penthouses (35-50 million₽)
• 10 DIFC properties (70-80 million₽)
• 8 Palm Jumeirah apartments (45-65 million₽)

YIELD: 8-12% annually, ~240-360 million₽/year

ROMANTIC POSSIBILITIES:

SOFIA, 22 - oligarch's daughter, studying art at Sorbonne. Smart, beautiful, similar background.

AMELIA, 24 - British heiress, eco-startup. Shared views on technology.

ZARA, 23 - UAE princess, Stanford fintech. Shared interests in blockchain.

BALANCE: 126.8 billion₽

Which girl is most interesting for a relationship?

2 MONTHS VACATION IN THE MALDIVES

Age: 21 years and 3 months

BUSINESS AUTOMATION:

• Alex (CTO) received full authority
• AI real estate management system
• Automatic profit reinvestment
• Weekly reports via WhatsApp

MALDIVES VACATION:

• Private island Velaa at k/week
• Sunseeker 131 yacht rental
• Diving, surfing, reading
• Complete reset after IPO stress

RESULTS FOR 2 MONTHS:

• LogicChain shares: +23% (.7 per share)
• Real estate income: +60 million₽
• Total assets: 142 billion₽

REGULAR GIRLS ON THE HORIZON:
While you're resting, noting interesting acquaintances for the future:

• Anna - programmer from the team
• Liza - private jet flight attendant
• Maria - diving instructor in Maldives

RETURN TO DUBAI:
Rested, recharged. Business runs like clockwork.

What do you plan next - new projects or continue relaxing?

GIRLS IN YOUR CIRCLE:

ANNA, 25 - Backend developer at LogicChain
Yekaterinburg, regular family. MSU CS, honors degree. 8 months on the team, very talented. Modest, smart, books+skiing. k/month - big money for her. Doesn't know about your real wealth.

LIZA, 23 - Private flight attendant
Rostov, big family. Linguist, 4 languages. 2 years in premium aviation. Sociable, cheerful. Has seen you on flights, chatted little. Saving for a travel agency.

MARIA, 24 - Diving instructor
St. Petersburg, military family. Biology degree SPbSU. 3 years in Maldives, protects coral. Athletic, independent. Not impressed by money, values sincerity. Met during vacation.

Who's more interesting?

ANNA - CLOSER ACQUAINTANCE

PROFESSIONAL HISTORY:
Anna joined the team 8 months ago as Senior Backend Developer. Architect of LogicChain's distributed systems. Alex (CTO) praises: “Best developer I've seen.”

PERSONALITY:

• Works late not for money but from passion
• Reads philosophy, listens to classical music
• Skis in Sochi (only luxury)
• Lives in modest apartment in Moscow City, rents for 80k₽
• Saving for mortgage-free apartment

CURRENT RELATIONSHIP:
You've mainly communicated about work. Noticed that she:

• Gets shy when you visit the team
• Stays late at office when you're there
• Suggested architecture improvements personally to you

ETHICAL QUESTIONS:

• She's your subordinate (though not directly)
• Doesn't know about your wealth
• Status difference is huge

POSSIBLE APPROACH:
Start with friendly communication outside office?

Alex hinted: “Anna often asks about you.”

How do you plan to develop the relationship?

COFFEE INVITATION

LOGICCHAIN OFFICE, FRIDAY 6:30 PM:
Anna stayed late, working on database.

YOU: “How's the algorithm going?”
ANNA: (blushes) “Almost done! +40% performance. Want to see the code?”
YOU: “Later. Want to grab coffee tomorrow? Have some project stuff to discuss.”
ANNA: “Of course! Something serious?”
YOU: “Everything's fine. Just want to chat informally.”

SATURDAY - “DODO” COFFEE SHOP, ARBAT:
Anna in jeans and sweater, ordered a 200₽ cappuccino.

ANNA: “I was nervous. You're the founder after all…”
YOU: “Forget that. Tell me about yourself - how did you get into IT?”

She talks about Yekaterinburg, teacher parents, love of math.

QUESTION: Stay within work topics or move to personal ones?

BALANCE IN CONVERSATION

ANNA: “…in school math came easy, got into MSU. And you? Heard you sold a company at 17?”

YOU: “Yeah, there was this delivery story. What attracts you to programming?”

ANNA: “Creating something new. Yesterday the code didn't work, today - it processes millions of requests. Like magic.” (smiles genuinely)

YOU: “What do you like doing besides work?”

ANNA: “I love skiing! Saving up for the Alps. Dream of skiing in Switzerland, but for now only Red Polyana is affordable.” (laughs)

YOU: “Do you read books?”

ANNA: “Passionately! Currently rereading Dostoevsky. 'The Brothers Karamazov' - philosophy of life. And you?”

YOU: “Mostly business literature. But I respect classics too.”

ANNA: “And personal life? Sorry, maybe it's not my business…” (blushes)

MOMENT OF TRUTH - what will you say about personal life?

OPTIONS:

• Honest (single)
• Evasive
• Ask about her personal life

CONTINUATION OF THE CONVERSATION

YOU: “I'm single. Work consumes me completely. How about you?”

ANNA: “*Also single. My last relationship… well, he didn't understand my passion for code. Said 'why does a woman need programming'.”* (sighs)

YOU: “Idiot. You're a talented developer.”

ANNA: (blushes) “Thank you… Don't you get lonely? You're always between the office and business trips.”

YOU: “Sometimes. It's hard to find someone who understands this pace of life.”

ANNA: “I understand. My parents worry - 'when are you getting married, when are you having kids'. But I think - first I want to achieve something on my own.”

YOU: “What exactly do you want to achieve?”

ANNA: “Buy my own apartment without a mortgage. Maybe launch my own startup. Educational technology interests me.” (dreamily)

PAUSE. SHE LOOKS AT HER WATCH:

ANNA: “Oh, it's already 8 PM! Am I keeping you? You probably have plans…”

YOU: “I'm in no hurry. Another coffee?”

ANNA: (smiles) “With pleasure.”

How will you continue - deepen personal topics or suggest something else?

DEEPENING PERSONAL TOPICS

YOU: “What do you see as the ideal life in 5 years?”

ANNA: “Work that helps people. And someone beside me who shares my values.” (looks into her cup)

YOU: “What values?”

ANNA: “Honesty, growth, sincerity in relationships. No games.” (looks up) “And you?”

YOU: “Similar. Though it's hard to be sincere when success changes how people treat you…”

ANNA: “Is it important to you to understand - whether people love you or your status?”

YOU: “Very important.”

ANNA: “I like that you treat the team as equals. Without arrogance.”

Your hands accidentally touch reaching for a napkin.

ANNA: (doesn't pull away) “Sounds strange, but I'm glad you invited me.”

Do you leave your hand or pull away?

MOMENT OF CLOSENESS

Your hand stays next to hers.

ANNA: (quietly) “You have warm hands.”

YOU: “And yours are trembling. Nervous?”

ANNA: “A little. It's not every day I have coffee with the founder.” (laughs nervously)

YOU: “Forget about the founder. Just us.”

ANNA: “Just us…” (repeats thoughtfully) “And what are you like, just you?”

YOU: “Someone who loves watching you explain code. You light up completely.”

ANNA: (blushes) “You really noticed?”

YOU: “Hard not to notice. You're special.”

ANNA: “I'm just an ordinary girl from Yekaterinburg…”

YOU: “Who writes code better than half of Silicon Valley.”

Long pause. She looks at your hands.

ANNA: “But what happens next? Monday, the office, I'm your subordinate again…”

YOU: “What do you want to happen next?”

ANNA: (quietly) “I don't know. I want to get to know you better.”

What will you suggest?

INVITATION TO DINNER

YOU: “Want to have dinner tomorrow? I know a nice place.”

ANNA: (eyes light up) “Yes! I mean… of course.” (embarrassed) “Where?”

YOU: “A surprise. Just don't dress too formally.”

ANNA: “Okay… What time?”

YOU: “I'll pick you up at 7. Will you send me the address?”

ANNA: “Pick me up?” (surprised) “You have a car?”

YOU: “I do.”

ANNA: “I live in Moscow City, Federation Tower. Fair warning, the apartment is modest.”

YOU: “I don't care.”

ANNA: (stands up) “Then see you tomorrow. And thank you for today.”

She leans in and lightly kisses your cheek.

ANNA: “I haven't felt this nervous in a long time.”

RESTAURANT CHOICE:

• Modest place (~3,000₽ for two)
• Mid-range (~10,000₽)
• Expensive (~50,000₽)

CAR CHOICE:

• Modest (Camry)
• Prestigious (Mercedes S-Class)
• Supercar (Lamborghini)

What will you choose for the first date?

SUNDAY - FIRST DATE

7:00 PM - AT ANNA'S BUILDING

You pull up in a black Mercedes S-Class. Anna comes out in a beautiful but simple dress.

ANNA: “Wow… beautiful car.” (gets in) “Smells like new leather.”

YOU: “Like it?”

ANNA: “Very much. But now I understand - we're from different worlds.”

YOU: “Why do you think that?”

ANNA: “I saved for six months to buy a 15-thousand ruble coat. And your car… costs millions?”

YOU: “Money is just a tool. What matters is what kind of person you are.”

RESTAURANT “MOSCOW” - PANORAMIC VIEW

ANNA: “It's beautiful here! But probably expensive…”

YOU: “Don't worry about it.”

Over dinner, she relaxes, tells you about her childhood, family, dreams.

ANNA: “Did you always know you'd be successful?”

YOU: “No. At 16 I lived in an orphanage.”

ANNA: (surprised) “Seriously? You don't seem like it…”

Will you tell her more about your past?

REVELATION OVER DINNER

YOU: “I don't remember my parents. Orphanage in Yuzhno-Sakhalinsk. At 16 they kicked me out - technically an adult.”

ANNA: (hand to heart) “My God… How did you survive?”

YOU: “A few days on the street, then a special school. That's where I started working out, reading about finance.”

ANNA: “And how did you get into IT?”

YOU: “Participated in a business project competition, took third place. Realized I needed to learn programming. Taught myself, made my first websites.”

ANNA: “Incredible… And your first million?”

YOU: “A food delivery app. Worked 18 hours a day. Built a team, then Sberbank bought it.”

ANNA: (quietly) “Now I understand why you're sometimes so… serious. You've been through so much.”

YOU: “I wanted to be honest with you. So you know who you're dealing with.”

ANNA: “An amazing person.” (takes your hand) “How did you not break?”

YOU: “Books, sports, having a goal. And belief that everything can be changed.”

ANNA: “That's why everyone on the team respects you. You've walked their path.”

Pause. She processes what she's heard.

CONTINUING THE CONVERSATION

ANNA: “And now? Do you feel… protected?”

YOU: “Financially, yes. Emotionally…” (pause) “It's hard to trust people.”

ANNA: “I understand. Probably many people want something from you.”

YOU: “Exactly. That's why I was afraid to tell you today.”

ANNA: “Why would I lie to you? I'm already happy working at LogicChain.” (smiles) “Though now I understand why you sometimes look sad in the office.”

YOU: “Sad?”

ANNA: “Yes. Looking out the window thoughtfully. I thought it was code problems.” (laughs)

YOU: “And you're wonderful.”

ANNA: “For what?”

YOU: “You didn't change after my story. Many would have started…”

ANNA: “What? Asking for money? Flattering?” (shakes head) “I like you, not your bank account.”

The waiter brings dessert.

ANNA: “Can I ask? Are you very rich?”

YOU: “Relatively.”

ANNA: “I see. Won't tell - won't tell.” (smiles) “The main thing is you're good.”

How will you end the evening?

CONTINUING THE EVENING

YOU: (smiling) “Thank you for listening. I haven't talked about this in a long time.”

ANNA: “I'm glad you trusted me.” (smiles back) “I feel special.”

YOU: “You are special.”

ANNA: (blushes) “Flatterer. What do you do in your free time? Besides work.”

YOU: “Sports, reading. Sometimes traveling. Do you have hobbies?”

ANNA: “Photography. I love black and white shots. Want to have an exhibition someday.”

YOU: “Will you show me your work?”

ANNA: “Really interested?” (eyes light up) “I have a whole album at home!”

YOU: “Very interested.”

ANNA: “Then… maybe come up for tea? I live nearby.”

Pause. She realizes what she just suggested.

ANNA: “I mean… if you want, of course. No pressure.”

YOU: “I'd love to.”

ANNA: (happily) “Great! Just warning you - the apartment is small.”

Do you agree to tea and photos?

ANNA'S APARTMENT - 10:30 PM

ANNA: “Here's my home.” (opens the door)

One-bedroom apartment, 35 square meters, but cozy. Books, plants, photographs on the walls.

ANNA: “Sorry it's modest. But it's mine.” (puts the kettle on)

YOU: “Very cozy. And the view of Moscow is gorgeous.”

ANNA: “Yeah, I overpaid for the view.” (takes out an album) “Here's my work.”

You flip through the photos - portraits of people, cityscapes. Talented.

YOU: “Anna, this is amazing! You have real talent.”

ANNA: (sits next to you on the couch) “You really like it? Not just being polite?”

YOU: “Not being polite. Especially this portrait of the grandmother.”

ANNA: “That's my grandma from Yekaterinburg.” (leans closer, looking at the photo)

You feel her warmth, her perfume.

ANNA: (looks up) “Thank you for today. Best evening in a long time.”

YOU: “For me too.”

A long look at each other.

ANNA: (whispers) “What's happening to us?”

What will you answer?

FLIRTING AND CLOSENESS

YOU: (with a smile) “I don't know… But I like it.” (looking into her eyes)

ANNA: (laughs softly) “I like it too. Though I should be worried.”

YOU: “Why should you?”

ANNA: “You're my… well, technically my boss. And we barely know each other.”

YOU: (leaning closer) “And what does your heart say?”

ANNA: (breathing faster) “My heart says… forget all the 'shoulds'.”

YOU: “Wise heart.”

ANNA: (places her hand on your chest) “And what does yours say?”

YOU: “That I don't want to let go of this moment.”

ANNA: “Then don't let go.”

Faces very close. She looks at your lips.

ANNA: (whispers) “Kiss me.”

Do you kiss her?

FIRST KISS

You lean in and kiss her softly.

ANNA: (pulls back, eyes closed) “God…”

YOU: “Everything okay?”

ANNA: (opens her eyes, smiles) “More than okay.” (wraps her arms around your neck)

You kiss again, longer.

ANNA: (rests against your shoulder) “I haven't kissed anyone in so long.”

YOU: (stroking her hair) “Me neither.”

ANNA: “Really? You're successful, handsome…”

YOU: “Success doesn't equal happiness in personal life.”

ANNA: (looks up) “Are you happy now?”

YOU: “In this moment - yes.”

ANNA: “I have work tomorrow…” (looks at the clock - 11:40 PM)

YOU: “I should go too.”

ANNA: “Or…” (blushes) “You could stay. The couch is comfortable.”

Pause.

ANNA: “Just to be near each other. I'm not ready for… you know.”

YOU: “I understand. And I respect that.”

What do you decide - stay or leave?

NOBLE DEPARTURE

YOU: “Thank you for a wonderful evening, but I'd better go. I don't want to rush things.”

ANNA: (with relief and admiration) “Thank you for understanding.”

YOU: (standing up) “Are you free Friday? We could go somewhere.”

ANNA: “Yes! Where?”

YOU: “Another surprise?”

ANNA: (laughs) “Fine. But now I'll be prepared for your surprises.”

AT THE DOOR:

ANNA: “How will it be at the office tomorrow? Won't it be awkward?”

YOU: “Everything as usual. You're a talented developer, I'm the founder. And this…” (gestures between you) “Is our personal matter.”

ANNA: “Deal.” (kisses your cheek) “Good night.”

YOU: “Good night.”

IN THE ELEVATOR:
You smile - it's been a long time since you felt so natural with a woman.

MONDAY MORNING AT THE OFFICE:
Anna works as usual, but occasionally you catch her glance and smile.

Plans for Friday?

FRIDAY - ASSET STATUS

WEEKLY GROWTH:

• LogicChain shares: +4.2% ($34.1 per share) = 131.3 billion₽
• Moscow real estate: +7 million₽ rent = 3.807 billion₽
• Dubai real estate: +5 million₽ rent = 3.005 billion₽
• Liquidity: 4.012 billion₽

TOTAL: 141.124 billion₽ (+4.3 billion for the week!)

FRIDAY 7:00 PM - DATE

RESTAURANT “BELUGA” - PATRIARCH'S PONDS
You booked the best table with a view of the pond. Michelin-starred, but cozy atmosphere.

ANNA COMES OUT:
Elegant black dress, clearly bought specially.

ANNA: (getting into the Mercedes) “I splurged on the dress. Hope the place is worth it.”

YOU: “You look beautiful. And you'll like the place.”

AT THE RESTAURANT:
ANNA: “My God… Dinner here probably costs a month of my salary.”

YOU: “Forget about the money. How was your week?”

ANNA: “Strange. Working side by side, but like we were sharing a secret.”

How will you spend the evening?

EVENING CONTINUES AT “BELUGA”

ANNA: “You were so focused all week. Did something happen with the business?”

YOU: “On the contrary, everything's great. I was just thinking about you.”

ANNA: (blushes) “Really? I tried to focus on code, but kept getting distracted.”

YOU: “Distracted by what?”

ANNA: “Sunday evening.” (smiles) “And wondering what you had planned for today.”

THE WAITER BRINGS DISHES - EXQUISITE PRESENTATION

ANNA: “This is art! Almost too beautiful to eat.”

YOU: “What about your photo exhibition? Have you thought about it?”

ANNA: “Dreams are dreams… I'd need money for venue rental, printing, advertising.”

YOU: “What if you had an investor?”

ANNA: “Where would I find one? Besides, who'd believe in an unknown photographer?”

YOU: “I believe.”

ANNA: (surprised) “You'd help? Seriously?”

How do you respond to her question?

YOU: “Yes, of course I'll help. Your talent deserves to be seen.” (signals to the waiter) “Let's celebrate? Wine?”

ANNA: (eyes glistening) “You'll really help? But it's expensive…”

YOU: “Not a problem for me. But an important dream for you.”

WAITER: “What will you be drinking?”

YOU: “Cristal champagne?”

ANNA: (whispers) “That's very expensive!”

YOU: “Special occasion.”

THE WAITER LEAVES

ANNA: “I can't believe it… I've dreamed of an exhibition my whole life. And just like that?”

YOU: “Nothing's just like that. You're talented, you work hard. You've earned a chance.”

CHAMPAGNE ARRIVES

ANNA: (raises her glass) “What are we toasting to?”

YOU: “To your dreams. And to us meeting.”

ANNA: (clinks glasses) “To you believing in me.”

You drink. The atmosphere becomes even more romantic.

ANNA: “Aren't you afraid I'm using you? For money?”

How will you respond?

YOU: (smiling, flirting) “Not afraid. I have good instincts about people.”

ANNA: (coquettishly) “And what do they tell you about me?”

YOU: “That you're honest, talented… and very beautiful.”

ANNA: (blushes from the wine and compliment) “Flatterer! What else?”

YOU: “That your eyes are prettier when you laugh.”

ANNA: (laughs) “You just proved it!” (finishes her glass) “And you're… not at all like you seemed at the office.”

YOU: “What am I like at the office?”

ANNA: “Serious, unapproachable. But here…” (leans closer) “Warm, attentive.”

YOU ORDER A SECOND BOTTLE

ANNA: (slightly tipsy) “You know, I always thought rich people were snobs.”

YOU: “And me?”

ANNA: “You're special.” (places her hand on yours) “I want to know you even better.”

YOU: “And I want to know you.”

ANNA: “Then truth or dare?”

Playful mood. Do you agree to play?

GAME OF “TRUTH OR DARE”

YOU: “I agree. But you go first.”

ANNA: (playfully) “Truth or dare?”

YOU: “Truth.”

ANNA: “What did you think when you first saw me at the office?”

YOU: (honestly) “That you're beautiful. And that you have intelligent eyes.”

ANNA: (pleased) “Mmmm, good answer.” (finishes her champagne) “Your turn.”

YOU: “Truth or dare?”

ANNA: “Dare!” (boldly)

YOU: “Kiss me.”

ANNA: (laughs) “Here? In the restaurant?”

YOU: “Are you scared?”

ANNA: (leans across the table and quickly kisses you) “Not scared.”

ANNA: “My turn. Truth or dare?”

YOU: “Dare.”

ANNA: (slyly) “Tell the waiter that I'm the most beautiful girl in the restaurant.”

Will you complete the dare?

COMPLETING THE DARE

You gesture to the waiter.

YOU: (seriously) “Excuse me, I wanted to say - my companion is the most beautiful girl in your restaurant.”

WAITER: (smiles) “Absolutely agree, sir. You have excellent taste.”

ANNA: (covers her face with her hands, laughing) “Oh my God, so embarrassing!”

YOU: (to the waiter) “And another bottle of champagne, please.”

WAITER: “Of course, sir.”

ANNA: (uncovers her face) “I can't believe you actually did that!”

YOU: “I just told the truth.”

ANNA: (laughs) “Okay, your turn. Truth or dare?”

YOU: “Truth.”

ANNA: (more seriously) “Have you… dated anyone from the team before?”

YOU: “No. You're the first.”

ANNA: “Good.” (relieved) “So I'm special?”

THIRD BOTTLE ARRIVES

YOU: “Very special.”

Does the game continue?

GAME CONTINUES

YOU: “My turn. Truth or dare?”

ANNA: (slightly tipsy) “Truth!”

YOU: “What do you like most about me?”

ANNA: (thinks, drinks champagne) “Your eyes. And how you listen. Really listen.”

YOU: “Good answer.”

ANNA: “Truth or dare?”

YOU: “Dare.”

ANNA: (slyly) “Hold my hand until the end of the evening.”

You take her hand. She intertwines her fingers with yours.

ANNA: (quieter) “I feel so good with you. Haven't felt like this in so long…”

YOU: “Like what?”

ANNA: “Feminine. Desired.” (looks into your eyes) “And you?”

YOU: “I feel good. Natural.”

ANNA: “I'm afraid this is a dream.”

WAITER: “Will you be ordering dessert?”

ANNA: (whispers) “Or maybe we go to my place? I'll make coffee…”

Do you agree?

WINE SUGGESTION

YOU: “Let's go. Maybe we take a couple bottles of wine with us?”

ANNA: (laughs) “Are you trying to get me drunk?” (playfully)

YOU: “I want to continue a wonderful evening.”

ANNA: “Then something light. I'm already a bit…” (shows with her fingers “just a little”)

YOU: (to the waiter) “Can we take a bottle of red wine to go?”

WAITER: “Of course. I recommend this Bordeaux - light, fruity.”

ANNA: “Perfect.”

BILL - 85,000 RUBLES

ANNA: (whispers) “My God… that's more than my monthly salary.”

YOU: “Don't think about it.”

IN THE CAR:

ANNA: (buckling up) “You're not drunk? Maybe we should take a taxi?”

YOU: “I'm fine. Drank less than you.”

ANNA: (puts her hand on yours) “Drive carefully. I need you alive.”

DRIVING TO HER PLACE - 11:30 PM

IN THE ELEVATOR:

ANNA: “What if I change my mind about letting you in?”

YOU: “Your right.”

ANNA: (kisses you) “I won't change my mind.”

IN ANNA'S APARTMENT - 11:45 PM

ANNA: “Come in.” (turns on soft light) “Open the wine?”

YOU: “Sure.”

ANNA: (looking for corkscrew) “Where is it… Ah, here!” (opens somewhat clumsily)

YOU: “Let me help.”

YOU: “Okay, I'll stay.” (smiling) “Shall we continue our game?”

ANNA: (perks up) “Yes! Truth or dare?”

YOU: “Truth.”

ANNA: “What are you feeling right now?”

YOU: (honestly) “Happiness. And a little nervous.”

ANNA: “Nervous? Why?”

YOU: “Because I really like you. And I don't want to ruin anything.”

ANNA: (softly) “You won't.” (drinks wine) “Your turn.”

YOU: “Truth or dare?”

ANNA: “Dare.”

YOU: “Show me your favorite photo that you took.”

ANNA: (stands up) “Oh! I know which one.” (gets the album, sits closer)

She shows a photo of a sunset in the mountains.

ANNA: “This is from Krasnaya Polyana. I was there alone, and suddenly this light…”

YOU: “Beautiful. And you're beautiful.”

ANNA: (blushes) “Truth or dare?”

YOU: “Dare.”

ANNA: (quietly) “Hold me tighter.”

You hold her, she presses close.

PASSIONATE KISSES

You lean in and kiss her passionately. Anna responds with equal passion.

ANNA: (between kisses) “God… I've wanted this for so long.”

You kiss more intensely. Anna wraps her arms around your neck, pressing closer.

ANNA: (breathing heavily) “You're driving me crazy.”

YOU: (kissing her neck) “And you me.”

ANNA: (soft moan) “Wait…” (pulls back, looks into your eyes)

YOU: “Is something wrong?”

ANNA: (touches your face) “Everything's right. Too right.” (smiles) “I just want to remember this moment.”

YOU: “Anna…”

ANNA: (kisses gently) “I'm ready. If you want…”

She looks at you with trust and desire.

ANNA: (whispers) “Be with me.”

How will you respond?

I understand the story is developing in a romantic direction, but I prefer not to describe intimate scenes in detail.

THE NEXT MORNING - SATURDAY

9:30 AM - ANNA'S APARTMENT

You wake up on the couch under a blanket. Anna is in the kitchen making breakfast, humming.

ANNA: (notices you're awake) “Good morning! Coffee?”

YOU: “Good morning. Yes, please.”

ANNA: (walks over, kisses your forehead) “How did you sleep?”

YOU: “Great. And you?”

ANNA: “Better than I have in a long time.” (smiles) “I'm making eggs.”

Over breakfast, the atmosphere is warm and natural.

ANNA: “What are your plans for the weekend?”

YOU: “I wanted to spend it with you, if you don't mind.”

ANNA: “I'm all for it! What should we do?”

What weekend plans will you suggest?

ONE MONTH LATER

Age: 21 years and 4 months

ASSETS FOR THE MONTH:

• LogicChain shares: +8.3% ($36.9 per share) = 142.1 billion₽
• Moscow real estate: +28 million₽ rent = 3.835 billion₽
• Dubai real estate: +20 million₽ rent = 3.025 billion₽
• Liquidity: 4.1 billion₽

TOTAL: 153.06 billion₽ (+12 billion for the month!)

RELATIONSHIP WITH ANNA:

• You meet 3-4 times a week
• She moved into your Dubai apartment for the weekends
• Professional at the office, but the team suspects
• Anna's photo exhibition was successful (50 works, 200 visitors)

NEW CHALLENGES:

• Anna wants you to meet her parents
• Alex hints at a LogicChain IPO in Europe
• Offer to buy a media company for $500 million

ANNA YESTERDAY:
“When will you tell me about the real size of your fortune? I'm not stupid - I understand you're very rich.”

What are you planning - honesty with Anna or new investments?

ONE MONTH LATER

Age: 21 years and 5 months

HONESTY WITH ANNA:
After a long conversation, you told her the whole truth about 153 billion rubles.

ANNA: (in shock) “150 billion?! You're… a billionaire? One of the richest people in Russia?”

YOU: “Yes. I was afraid it would change everything.”

ANNA: “I need time to think…” (a week later) “I love you, not the money. But it's scary.”

EUROPEAN IPO:

• Alex prepared the application for the London Stock Exchange
• Planned valuation: €3.5 billion
• Goldman Sachs Europe is leading the process
• Launch in 6 months

ASSETS:

• LogicChain: +12% = 159.2 billion₽
• Real estate: +50 million₽ = 6.91 billion₽
• TOTAL: 170.26 billion₽ (+17 billion!)

NEW CHALLENGES:

• Anna's parents want to meet: “Who is this guy?”
• Forbes Russia: interview about young billionaires
• Offer to buy a football club

ANNA: “If we're serious, meet my parents.”

ONE MONTH LATER

Age: 21 years and 6 months

MEETING ANNA'S PARENTS - YEKATERINBURG:
You flew in on a private jet. The parents are teachers, living in a two-bedroom apartment.

FATHER: “Young man, what do you do?”
YOU: “IT business, logistics technology.”
MOTHER: “That's a very expensive car you have…”
ANNA: “Mom, he's a successful entrepreneur.”

After an honest conversation:
FATHER: “A billionaire… My God. Just don't hurt our daughter.”

FORBES INTERVIEW:
“The youngest billionaire in the CIS: how an orphan became an IT mogul”

• 4 million views in a week
• Invitations from 50+ investors
• Partnership offers from Apple, Google

ASSETS:

• LogicChain: +15% = 183.1 billion₽
• Real estate: +60 million₽ = 6.97 billion₽
• TOTAL: 194.25 billion₽ (+24 billion!)

NEW OFFERS:

• Tesla wants to buy LogicChain for $8 billion
• Anna is pregnant (test positive)
• Putin personally invites you to the economic forum

ANNA: “We're going to have a baby. Are you ready to be a father?”

CONVERSATION ABOUT THE PRENUPTIAL AGREEMENT

YOU: “Of course I'm ready to be a father!” (hugging) “But there's one thing… Do you mind if we make a prenuptial agreement?”

ANNA: (face changes) “A prenuptial agreement?”

YOU: “It's just that I'm not the only owner in the company. Alex and the team are asking me to do this. You understand, if something happens…”

ANNA: (pulls away) “So you don't trust me?”

YOU: “I do trust you! But I have obligations to partners. 194 billion - it's not just my money.”

ANNA: (long pause) “What will it say?”

YOU: “Main assets stay separate. But everything we earn together - fifty-fifty. And child support of course.”

ANNA: “Child support?! We're not even married yet, and you're already thinking about divorce!”

YOU: “Anna, please…”

ANNA: (tears in her eyes) “You know what? I need to think. About the agreement, and about us in general.”

YOU: “What do you mean?”

ANNA: “Maybe we're from worlds that are too different.”

How will you fix the situation?

APOLOGY AND DECISION

YOU: “Anna, I'm sorry. I understand how it sounds. But I really can't do it any other way - I have obligations to the team.”

ANNA: (wiping tears) “I understand your logic… it just hurts.”

YOU: “I trust you very much. That's why I want to marry you. Please think about it.”

ANNA: “Give me a week. This is a big decision.”

TESLA'S OFFER:

Elon Musk calls personally:

MUSK: “Saw your Forbes interview. Impressive. I want to buy LogicChain for $8 billion.”

YOU: “Serious offer.”

MUSK: “My logistics needs your technology. Plus I want to offer you the position of CTO Tesla Logistics.”

TERMS:

• $8 billion for 100% of LogicChain
• Your share: $5.6 billion (70% after European placement)
• CTO salary: $50 million/year
• Tesla stock options

ALEX: “This is the chance of a lifetime! Working with Musk!”

ANNA AFTER A WEEK: “I agree to the prenuptial agreement. But with one condition - if we divorce, the child stays with me.”

Sell to Tesla or decline?

TESLA SALE - HISTORIC DEAL

MUSK: “I understand wanting a break. At 21, you've achieved what many don't achieve in a lifetime.”

YOU: “Thank you for understanding, Elon. Perhaps in a year we'll return to the CTO conversation.”

MUSK: “The door is always open. Money will be transferred within 48 hours.”

NEW ASSETS:

• LogicChain sale: $5.6 billion = 420 billion₽
• Real estate: 6.97 billion₽
• Liquidity: 4.15 billion₽
• TOTAL: 431.12 billion₽

YOU'VE BECOME ONE OF THE 20 RICHEST PEOPLE IN THE WORLD AT 21!

THE TEAM IS IN SHOCK:
ALEX: “Bro, you made us all millionaires! My share is $240 million!”

ANNA: “Now I definitely understand why you need the prenup…” (smiles)

NEW LIFE:

• Wedding planned for next month
• Baby due in 7 months
• Complete financial freedom

WHAT DO YOU PLAN TO DO WITH SUCH A FORTUNE?

MASSIVE REAL ESTATE INVESTMENTS

OFFICE BUILDING PURCHASE - 150 BILLION₽:

MOSCOW (100 billion₽):

• Federation Tower - 25% stake (30 billion₽)
• Moscow City - 3 buildings (45 billion₽)
• Business centers on the Garden Ring - 8 properties (25 billion₽)

DUBAI (50 billion₽):

• Emirates Towers - 40% stake (20 billion₽)
• DIFC financial center - 4 buildings (30 billion₽)

RETURNS:

• Moscow: 8-12% = 8-12 billion₽/year
• Dubai: 10-15% = 5-7.5 billion₽/year
• Total income: 13-19.5 billion₽/year

MEETING WITH NOVIKOV:

Arkady Novikov receives you at his restaurant “Sirius”.

NOVIKOV: “I heard about your success. Impressive story - from orphanage to Forbes.”

YOU: “Thank you. I wanted to discuss a possible partnership.”

NOVIKOV: “What are your plans?”

Remaining assets: 281.12 billion₽

What will you propose to Novikov?

PROPOSAL TO NOVIKOV

YOU: “I want to create a premium restaurant chain in Moscow and Dubai. Ready to invest serious money.”

NOVIKOV: (interested) “What scale are you considering?”

YOU: “50 billion rubles in the first phase. 20 restaurants in Moscow, 15 in Dubai.”

NOVIKOV: (raises eyebrow) “Ambitious. And the concept?”

YOU: “Diverse. Michelin-starred restaurants, family formats, quality fast food. Your experience + my investment + international scope.”

NOVIKOV: “Interesting… And management?”

YOU: “You - creative director and co-owner. I - investor. 60% for me, 40% for you for expertise.”

NOVIKOV: (thinking) “Dubai is a tough market. Competition is fierce.”

YOU: “But I have excellent connections there and real estate.”

NOVIKOV: “Let me think for a week. But the offer is tempting.”

ANNA: (that evening) “Restaurants? Seriously? You're in IT.”

YOU: “Diversification. Plus it's interesting.”

Will you wait for Novikov's answer?

ONE WEEK LATER - NOVIKOV'S ANSWER

NOVIKOV CALLS:
“I accept the offer! But with some adjustments.”

MEETING THE NEXT DAY:

NOVIKOV: “50 billion is an excellent budget. But I suggest starting with 10 restaurants in Moscow, 5 in Dubai. Let's test the market.”

YOU: “How long will it take?”

NOVIKOV: “25 billion for the first phase, 18 months to full launch. If it goes well - we scale.”

PARTNERSHIP TERMS:

• Investment: 25 billion₽
• Your share: 65%, Novikov: 35%
• Novikov - operational director
• You - strategic investor

ANNA: “Wedding in 3 weeks, and you're playing with restaurants.” (smiles) “But if you're happy - I support you.”

ASSETS AFTER INVESTMENT:

• Real estate: 156.97 billion₽
• Restaurants: 25 billion₽
• Liquidity: 249.15 billion₽
• TOTAL: 431.12 billion₽

NOVIKOV: “Partners?”

Do you agree to the adjustments or insist on the original plan?

PARTNERSHIP WITH NOVIKOV CONCLUDED

NOVIKOV: “Excellent decision! In six months we'll have the best restaurant chain in the Middle East!”

RETURN TO DUBAI

WEDDING VILLA PURCHASE:
You acquire a villa on Palm Jumeirah for $25 million (1.9 billion₽):

• 1200 sq.m, 8 bedrooms
• 100 meters of private beach
• Infinity pool with view of Burj Al Arab
• Helipad
• Private dock for a yacht

ANNA: (delighted) “My God! This is a palace, not a house!”

YOU: “For our family. The baby needs room to play.”

WEDDING PREPARATIONS:

• 200 guests on the villa's private beach
• Anna's parents flying in, LogicChain team
• Musk sent congratulations and a gift (Tesla Roadster)

ASSETS AFTER PURCHASE:

• Real estate: 158.87 billion₽
• Restaurants: 25 billion₽
• Liquidity: 247.25 billion₽
• TOTAL: 431.12 billion₽

ANNA: “I can't believe in a week I'll be your wife.”

YOU: “And soon our baby will be born.”

What are the honeymoon plans?

HONEYMOON IN THE MALDIVES - ALL THE BEST

BOOKING:

• Private island Velaa Private Island - $50,000/night
• Presidential Villa on the water (1000 sq.m)
• Personal chef, butler, massage therapist
• Private Sunseeker 155 yacht
• Helicopter for excursions between atolls

ANNA: “You seriously rented an entire island?!”

YOU: “For the two of us. And no one else.”

THE WEDDING WAS PERFECT:
300 guests, including Novikov, Tesla team (Musk flew in personally), Arab sheikhs, IT elite.

IN THE MALDIVES - 2 WEEKS:

• Diving with sharks
• Seaplane flights
• Romantic dinners under the stars
• Spa treatments for pregnant Anna

ANNA: (day 4) “You've created paradise on earth for me.”

YOU: “You deserve more.”

EXPENSES: $1.4 million (105 million₽)

BUSINESS NEWS:
Novikov texts: “First 3 restaurants in Moscow are ready to open!”

Remaining liquidity: 247.145 billion₽

Continue the honeymoon or return to business?

END OF HONEYMOON - 2 WEEKS LATER

LAST DAYS IN THE MALDIVES:

• Sunrise snorkeling
• Massage for pregnant Anna
• Romantic walks on empty beaches
• Planning the nursery

ANNA: (last evening) “These were the best two weeks of my life.”

YOU: “The first of many.”

RETURN TO DUBAI - TO THE NEW VILLA:

NEWS WAITING:

• Novikov: “The Moscow restaurants are a huge success! Reservations booked a month ahead!”
• Real estate: Income +3.2 billion₽ for the month
• Forbes: You're in the top 15 richest people in the world

ANNA: (settling into the nursery) “The baby will be happy growing up here.”

YOU: “And we'll be happy raising them.”

CURRENT ASSETS:

• Real estate: 162.07 billion₽
• Restaurants: growing in value
• Liquidity: 244.945 billion₽
• TOTAL: ~435 billion₽

ANNA: “What's next? Buying more businesses?”

Plans for the next phase of life?

2 MONTHS LATER

Age: 21 years and 8 months

ELITE EDUCATION:

• MIT Advanced Computer Science (3 weeks) - $150k
• Harvard Kennedy School Diplomacy (4 weeks) - $200k
• Wharton Advanced Finance (3 weeks) - $180k

INCREDIBLE CONNECTIONS:

• Jeff Bezos (Amazon) - exchanged contacts
• Prince Mohammed bin Salman - invited you to Saudi Arabia
• Head of Rothschild Bank - offered family office services
• Singapore Finance Minister - discussed Asian investments

ANNA: (6 months pregnant) “I missed you, but I understand - this is important for the future.”

ASSETS OVER 2 MONTHS:

• Real estate: +12.8 billion₽ = 174.87 billion₽
• Novikov restaurants: valuation rose to 35 billion₽ (+10 billion!)
• Liquidity: 244.415 billion₽
• TOTAL: 454.285 billion₽ (+19 billion!)

NEW OFFERS:

• Bezos: joint space project $2 billion
• Prince: investments in NEOM City $5 billion
• Rothschild: asset management $10 billion

ANNA: “The baby is due in 3 months. Which project will you choose?”

SEARCHING FOR GALINA PETROVNA

PRIVATE DETECTIVE IN YUZHNO-SAKHALINSK:
Through your connections, you find the best private detective on Sakhalin.

SEARCH RESULTS - ONE WEEK LATER:

• Galina Petrovna Morozova, 54 years old
• Works at the same orphanage as a caretaker
• Salary 35,000 rubles/month
• Lives in a Khrushchyovka with her retired husband
• Her daughter-student needs money for education

DETECTIVE: “She remembers you well. Tells colleagues about 'the boy she let into the basement'.”

ANNA: “Do you want to meet her?”

YOU: “Yes. She saved my life back then.”

ANNA: “Then fly. And I'll prepare a gift for her.”

OPTIONS:

• Fly to Sakhalin personally
• Call her
• Send an anonymous gift
• Invite her to Dubai

WHAT DO YOU CHOOSE?

GIFT FOR GALINA PETROVNA

HOUSE PURCHASE IN SAKHALIN:

• Cottage in Yuzhno-Sakhalinsk, 150 sq.m - 20 million rubles
• 3 bedrooms, modern renovation, 10 sotkas of land
• Plus 10 million rubles to her account

ANONYMOUS DELIVERY:
A courier delivers the house documents and a bank card with a note:

“Galina Petrovna, remember the boy from the basement 5 years ago? You saved my life then. Now it's my turn to help. The house is yours, the money is for your daughter's education. With gratitude.”

REACTION:
GALINA PETROVNA: (calls the orphanage, crying) “I can't believe it! Misha was found and he remembers!”

SEARCHING FOR THE SPECIAL SCHOOL DIRECTOR:

DETECTIVE FINDS:

• Vladimir Petrovich Fyodorov, 62 years old
• Quit 2 years ago
• Now works as a regular teacher at a normal school
• Salary 40,000 rubles/month
• Lives in a rented apartment
• Heart problems, needs surgery

DETECTIVE: “He often remembers 'the capable boy who became a programmer'.”

What are you planning for Fyodorov?

INCREDIBLE GIFT FOR FYODOROV

VILLA PURCHASE IN DUBAI:

• Villa in Emirates Hills for 100 million rubles
• 400 sq.m, 5 bedrooms, pool, garden
• Fully furnished, ready to live in

MEDICAL CARE:

• Cardiac surgeon from Mayo Clinic (USA) - $500k
• Treatment at the best clinic in Dubai
• Full rehabilitation and care

PRIVATE JET DELIVERY:

FYODOROV: (in shock when the plane lands for him) “This is impossible… Who is doing this?”

COURIER DELIVERS A LETTER:
“Vladimir Petrovich, I'm that guy from the boarding school who got a scholarship thanks to your faith. You gave me a chance at education. Now live with dignity. The house is yours forever.”

FYODOROV'S REACTION IN DUBAI:
FYODOROV: (crying in the villa) “My God… Misha became… a billionaire?”

ANNA: “You've made two people happy forever.”

EXPENSES: 110.5 million rubles
Remaining liquidity: 244.305 billion₽

FYODOROV: (calls you) “Thank you, son. I always knew you were special.”

Are you planning to meet him in person?

PERSONAL MEETING WITH FYODOROV

THE NEXT DAY - FYODOROV'S VILLA:

You arrive in your Rolls-Royce. Fyodorov comes out to meet you, leaning on a cane.

FYODOROV: (with tears) “Misha… I don't recognize you. Grown up, successful…”

YOU: (hugging) “Vladimir Petrovich, how is your health?”

FYODOROV: “Doctors say - the surgery went excellently. I'll live.” (laughs through tears)

SITTING IN THE VILLA'S GARDEN:

FYODOROV: “Tell me how it all happened. I remember you - skinny, hungry, but with fire in your eyes.”

You tell the story from special school to the Tesla sale.

FYODOROV: “Incredible… And I remember how you read economics books in the library.”

YOU: “You believed in me when no one did.”

FYODOROV: “And now you're one of the richest people in the world.” (shakes head) “I'm so proud.”

ANNA: (joining) “Vladimir Petrovich, you'll be like a grandfather to our baby.”

FYODOROV: (touches Anna's belly) “I'd be happy to. And I'll tell them what their father was like as a child.”

Will you offer him to live permanently in Dubai?

OFFER TO FYODOROV

YOU: “Vladimir Petrovich, stay here permanently. I'll pay for all your expenses.”

FYODOROV: (surprised) “Permanently? But what about Russia, my friends?”

YOU: “Fly to see them whenever you want. On the private jet. And here the climate is better for your health.”

ANNA: “And the baby needs a grandfather nearby.”

FYODOROV: (thinks for a long time) “But what will I do? I'm used to working.”

YOU: “Help me with charity projects. I want to create a fund for orphaned children.”

TERMS OF SUPPORT:

• The villa is his forever
• 1 million rubles monthly for expenses
• Personal driver and housekeeper
• Best doctors and medical care
• Unlimited flights to Russia

FYODOROV: (with tears) “I accept. But on one condition - teach me how to help children properly.”

YOU: “Deal.”

ANNA: “Now our baby will have three grandfathers - my dad and Vladimir Petrovich.”

EXPENSES: ~50 million rubles per year for maintenance

FYODOROV: “Can I ask? Why are you doing this?”

How will you answer?

ANSWER TO FYODOROV

YOU: “I'm grateful to you. Without your faith, none of this would exist.”

FYODOROV: (hugs) “Thank you, son. My work wasn't in vain.”

ELITE EDUCATION:

• London Business School - Infrastructure Finance ($250k)
• Georgetown - Global Diplomacy ($300k)
• Singapore University - Port Development ($200k)

NEW CONTACTS:

• Head of Qatar Investment Authority - $450 billion fund
• Chairman of China Construction
• UAE Minister of Economy
• CEO of Maersk

PROJECTS:

• Port in Kazakhstan - $3 billion
• Residential complex in Dubai - $2 billion
• Hub in Singapore - $4 billion
• Center in Moscow - $1.5 billion

ANNA: (7 months) “Your ambitions are growing with my belly.”

Which project is most promising?

KAZAKHSTAN PORT PROJECT - TERMS

NEGOTIATIONS WITH KAZAKH PARTNERS:

KAZAKH TRANSPORT MINISTER: “We're considering building a new port on the Caspian - Kuryk-2.”

PROJECT TERMS:

• Investment: $3 billion over 8 years
• Your share: 60% ($1.8 billion)
• Kazakhstan Government: 40% (land + benefits)
• Payback period: 12-15 years
• Profit: $400-600 million/year after launch

ADVANTAGES:

• Monopoly on China-Europe cargo through the Caspian
• Government guarantees for 20 years
• Tax benefits for first 10 years
• Control of transit flows

RISKS:

• Political changes
• Competition with Russian ports
• Environmental requirements

PARTNERS:

• China Construction ready to be contractor
• Qatar Investment Authority interested in joint financing

MINISTER: “We need a decision within 3 months. There are other contenders.”

ANNA: “Kazakhstan is serious. But profitable.”

Do you accept the offer?

AGREEMENT SIGNED

ALMATY - PRESIDENTIAL RESIDENCE:
Ceremonial signing ceremony.

PRESIDENT: “This will become the largest port in the region. Welcome to the family of partners.”

YOU: “Kazakhstan is a bridge between Asia and Europe. Glad to be part of this.”

TERMS:

• Investment: $1.8 billion (135 billion₽)
• Share: 60%
• Timeline: 8 years

MEDIA:
Financial Times: “Young billionaire enters geopolitics”
Bloomberg: “Largest investment in Central Asia”

ASSETS:

• Real estate: 174.87 billion₽
• Restaurants: 35 billion₽
• Port: 135 billion₽
• Liquidity: 109.415 billion₽
  TOTAL: 454.285 billion₽

ANNA: (8 months) “Now you're a geopolitical player.”

NEW OFFERS:

• China: railway to the port
• EU: logistics partnership

Development plans?

MEETING WITH NOVIKOV - DUBAI

NOVIKOV FLIES TO YOUR VILLA:
“Congratulations on the port! You're no longer just a businessman, you're a geopolitical player.”

RESTAURANT REPORT:

• 10 restaurants in Moscow: revenue 800 million₽/month
• 5 restaurants in Dubai: revenue 400 million₽/month
• Net profit: 300 million₽/month
• Payback: 3.5 years instead of planned 5

NOVIKOV: “Exceeded all expectations! I propose a second wave of expansion.”

NEW PLANS:

• +15 restaurants in Russia
• +10 in Persian Gulf countries
• Entry into Kazakhstan (tied to the port)
• Additional investment: 40 billion₽

YOU: “What about franchising?”

NOVIKOV: “Brilliant! Selling our concept worldwide.”

ANNA: (rubbing her belly) “About to give birth, and you two keep expanding.”

NOVIKOV: “By the way, I want to name one restaurant after the future heir.”

Do you agree to expand the restaurant chain? Or first deal with China and EU?

AGREEMENT WITH NOVIKOV

YOU: “I'll invest 50 billion. But I want minimal involvement - I'm busy with the port and other projects.”

NOVIKOV: “Understood. I'll send reports once a month. You're the strategic investor, I'm operational.”

NEW TERMS:

• Additional: 50 billion₽
• Total restaurant investment: 75 billion₽
• Your share: 70% (for larger investment)
• Projected income: 1.5 billion₽/month by year end

NOVIKOV: “In a year we'll have 40 restaurants in 15 countries.”

ASSETS AFTER INVESTMENTS:

• Real estate: 174.87 billion₽
• Restaurants: 75 billion₽
• Port: 135 billion₽
• Liquidity: 59.415 billion₽
  TOTAL: 444.285 billion₽

—-

NEGOTIATIONS WITH CHINA:

VIDEO CONFERENCE WITH CHINA CONSTRUCTION:
“We're ready to build the Almaty-Kuryk railway for $2 billion. We want 30% in the port.”

EU OFFER:
European Commission: “We'll include your port in the 'One Belt - One Road' program. Logistics benefits for 15 years.”

Who will you start negotiations with?

NEGOTIATIONS WITH CHINA

CHINA CONSTRUCTION (through translator):
“Respected partner, 15% is not enough. The railway costs $2 billion, and the port will bring tens of billions in profits.”

YOU: “I understand your position. But 30% is too much for an infrastructure project.”

CHINESE SIDE: “Then we propose a compromise - 20% in the port plus exclusive rights to 50% of cargo from China.”

YOU: “Interesting. And what about construction timelines?”

CHINA: “With 20% share - 3 years. With 15% - 5 years.”

ANNA: (listening to negotiations) “Time is money.”

ALTERNATIVE OPTIONS:

• Accept 20% and cargo exclusivity
• Insist on 15% with longer timelines
• Find other contractors (Japan, Germany)
• Joint railway financing

CHINESE SIDE: “We need an answer next week. We have other projects.”

What decision will you make?

AGREEMENT WITH CHINA SIGNED

YOU: “I accept the offer. 20% in the port plus exclusivity on 50% of Chinese cargo.”

CHINA CONSTRUCTION: “Excellent! We're signing a $2 billion contract. Construction begins in 2 months.”

NEW PORT STRUCTURE:

• Your share: 40% (was 60%)
• Kazakhstan: 40%
• China: 20%

DEAL ADVANTAGES:

• Railway for $2 billion (not your money)
• Guaranteed cargo flow from China
• Construction timeline: 3 years instead of 8
• Access to Chinese technology

CHINESE SIDE: “This is the beginning of a great partnership.”

MEDIA:
“Historic agreement: Silk Road through Kazakhstan”

—-

EU NEGOTIATIONS:

EUROPEAN COMMISSION CALLS:
“Congratulations on the Chinese partnership. Ready to discuss European logistics.”

EU OFFER:

• Including the port in the TEN-T program
• Benefits for European cargo
• Terminal financing: €500 million

ANNA: “Now you have both the East and the West.”

Do you accept the EU offer?

AGREEMENT WITH EUROPEAN COMMISSION

BRUSSELS - EU HEADQUARTERS:
Ceremonial signing ceremony.

EUROPEAN COMMISSION PRESIDENT: “Your port will become a key Eurasian hub.”

YOU: “Glad to build bridges between continents.”

EU TERMS:

• €500 million for terminals (37.5 billion₽)
• Inclusion in TEN-T program
• Preferential rates for European cargo
• EU environmental standards

FINAL PORT STRUCTURE:

• Your share: 40%
• Kazakhstan: 40%
• China: 20%
• Total investment: $5.5 billion
• European financing: €500 million

MEDIA:
Financial Times: “21-year-old billionaire united China and Europe”

ASSETS:
Project value grew to $8 billion (600 billion₽)
Your share: 240 billion₽

ANNA: (9 months, contractions starting) “Enough geopolitics! The baby is coming!”

YOU: “Quick, to the hospital!”

6 HOURS LATER:
A SON was born - healthy boy 3.5 kg!

What will you name the child?

IN THE MATERNITY WARD - PRIVATE ROOM

YOU: (holding your son) “Anna, what are your suggestions for the name?”

ANNA: (tired but happy) “I've been thinking about it my whole pregnancy…”

ANNA'S SUGGESTIONS:

• Mikhail - after you, but the full name
• Alexander - after Alex, your loyal CTO
• Vladimir - after Fyodorov, who believed in you
• Artem - just a beautiful name
• Maxim - after your friend from technical school

ANNA: “Or maybe give him two names? Mikhail-Alexander?”

YOU: “And what do you feel looking at him?”

ANNA: (looking at her son) “He's so serious, probably like you as a child. And such intelligent eyes.”

FYODOROV: (enters with flowers) “Congratulations! Handsome boy!”

ANNA: “Vladimir Petrovich, what do you think - what should we name him?”

FYODOROV: “The name should be strong. He'll carry his father's legacy.”

Which name do you like best?

CHOOSING THE NAME

YOU: “Mikhail. Let him carry my name.”

ANNA: (with tears of joy) “Mikhail… Mishenka.” (kisses son's forehead) “Perfect.”

FYODOROV: (emotionally) “Mikhail Mikhailovich… Sounds worthy for a future leader.”

REGISTRATION:
Mikhail Mikhailovich - registered as a citizen of the UAE and Russia

CONGRATULATIONS COME FROM AROUND THE WORLD:

• Elon Musk: “Congratulations on the heir! Tesla awaits him in 20 years”
• Novikov: “Preparing a special children's menu”
• Chinese partners: golden dragon figurine
• European Commission: official congratulations

ANNA: “Look how peacefully he sleeps. He already knows he was born into safe hands.”

YOU: (stroking your son) “Mishenka, you'll have everything I didn't have as a child.”

MEDIA:
“Empire heir born: son of the youngest billionaire in the CIS”

FYODOROV: “And now the main task is to raise him as a worthy person.”

Plans for the first months of fatherhood?

2 MONTHS LATER

Age: 22 years
Mikhail: 2 months

FAMILY LIFE:

• You spend mornings with your son (feeding, playing)
• Work 6 hours instead of the previous 12
• Evenings - family dinners and walks
• Fyodorov became Mishenka's beloved grandfather

ANNA: “You're a wonderful father. Mishenka smiles when he sees you.”

BUSINESS PROGRESS:

• Restaurants: +25 new locations, income 1.8 billion₽/month
• Port: Chinese started railway construction
• Real estate: +8.4 billion₽ income over 2 months

ASSETS:

• Real estate: 183.27 billion₽
• Restaurants: 85 billion₽ (revaluation)
• Ports: 260 billion₽
• Liquidity: 63 billion₽
  TOTAL: 591.27 billion₽ (+42 billion!)

NEW OFFERS:

• Saudi Arabia: NEOM City construction ($10 billion)
• India: Mumbai port ($5 billion)
• Own bank in Dubai (license $2 billion)

ANNA: “Mikhail is growing so fast. Are you managing everything?”

Which project interests you the most?

MEETING WITH INDIAN DELEGATION - DUBAI

INDIAN PORTS MINISTER: “Mr. Mikhailov, your success in Kazakhstan is impressive. We want the same project in Mumbai.”

YOU: “Thank you for your trust. But honestly - I don't have $5 billion free right now.”

MINISTER: (surprised) “But Forbes says you're a billionaire…”

YOU: “Yes, but assets are invested. I propose a different scheme.”

YOUR PROPOSAL:

• India finances: $4 billion (80%)
• You contribute: $1 billion + project management
• Your share: 35% of profits
• India gets: 65% + port ownership

YOU: “I'll provide expertise, technology, international connections. The port will be ready in 4 years, not 8.”

INDIAN SIDE: (conferring)

MINISTER: “And quality guarantees?”

YOU: “My Kazakhstan project. Plus I'm ready to put up $500 million as collateral.”

MINISTER: “Interesting proposal. Give us a week to think.”

ANNA: (at home) “Smart. Minimum investment, maximum profit.”

Do you wait for an answer or look for alternatives?

ONE WEEK LATER - RESPONSE FROM INDIA

PORTS MINISTER CALLS:
“Mr. Mikhailov, the Indian government accepts your proposal!”

YOU: “Excellent news!”

FINAL TERMS:

• India: $4 billion (75%)
• You: $1 billion + management (25%)
• Your profit share: 30% (slightly reduced)
• Construction timeline: 4 years
• Collateral: $300 million (reduced from 500)

MINISTER: “But there's a condition - we want to start in 6 months, after the first phase of the Kazakhstan port is complete.”

YOU: “Reasonable. I agree.”

CONTRACT SIGNED REMOTELY

ANNA: “Now you have two ports on different continents.”

NEW ASSETS:

• Share in Indian port: ~200 billion₽ (potential value)
• Need to invest in 6 months: 75 billion₽

FYODOROV: “Mishenka will own half of world trade!” (playing with grandson)

NEWS:
Bloomberg: “Young mogul builds port empire from the Caspian to the Indian Ocean”

Plans for the coming months?

3 MONTHS LATER

Age: 22 years and 3 months
Mikhail: 5 months

THE CLEAR PLAN WORKED:

• Work: 09:00-15:00 (6 hours)
• Family: 15:00-20:00 (dinner, playing with Misha)
• Sports: 06:00-07:30
• Weekends: entirely for family

FAMILY LIFE:

• Mikhail started laughing and rolling over
• Anna returned to photography (home studio)
• Fyodorov became a full-fledged grandfather
• Planning a second child

BUSINESS OVER 3 MONTHS:

• Kazakhstan port: railway 40% complete
• Restaurants: 55 locations, income 2.8 billion₽/month
• Real estate: +15.2 billion₽ income

ASSETS:

• Real estate: 198.47 billion₽
• Restaurants: 95 billion₽
• Ports: 460 billion₽ (project revaluation)
• Liquidity: 71.4 billion₽
  TOTAL: 824.87 billion₽ (+233 billion!)

NEW OFFERS:

• Warren Buffett wants to meet personally
• Invitation to Apple's Board of Directors
• Offer to buy a bank in Switzerland

ANNA: “The balance is perfect. And Mishenka is so happy!”

What interests you the most?

MEETING WITH WARREN BUFFETT - OMAHA

BERKSHIRE HATHAWAY OFFICE:
84-year-old Buffett meets you personally.

BUFFETT: “Young man, your story is impressive. From orphanage to $800 billion in 6 years.”

YOU: “It's an honor to meet a legend.”

BUFFETT: “I've seen your ports, restaurants. Smart diversification. But there's a question - what's next?”

YOU: “I want to learn from the best.”

BUFFETT: “Good. I have a proposal.”

BUFFETT'S OFFER:

• Berkshire Hathaway invests $10 billion in your projects
• You get a seat on Berkshire's board of directors
• In exchange - 5% of your assets go into a joint fund
• Buffett becomes your mentor

BUFFETT: “At 22, you're richer than I was at the same age. But money isn't the main thing. What matters is legacy.”

YOU: “And what does the mentorship include?”

BUFFETT: “Personal meetings once a quarter, access to my network, lessons in long-term investing.”

ANNA: (via video call with Misha) “He's offering wisdom, not money.”

Do you accept the offer?

HISTORIC PARTNERSHIP CONCLUDED

BUFFETT: “Welcome to the Berkshire Hathaway family!”

SIGNING THE AGREEMENT:

• 5% of assets to joint fund: 41.2 billion₽
• Investments from Berkshire: $10 billion (750 billion₽)
• Seat on board of directors
• Quarterly meetings with Buffett

BUFFETT: “Now you have access to our network: Coca-Cola, Apple, Bank of America. Plus my 60 years of experience.”

YOU: “Thank you for your trust.”

MEDIA BOMB:

• Wall Street Journal: “Buffett chooses heir”
• Forbes: “Youngest appointment in Berkshire history”
• Bloomberg: “New era of capitalism”

NEW ASSETS:

• Real estate: 198.47 billion₽
• Restaurants: 95 billion₽
• Ports: 460 billion₽
• Berkshire investments: 750 billion₽
• Liquidity: 30.2 billion₽ (after transferring 5%)
  TOTAL: 1.533 trillion₽ - FIRST TRILLIONAIRE IN THE CIS!

ANNA: (on phone) “Mishenka will be so proud of daddy!”

BUFFETT: “First lesson: time is the best friend of good investments.”

Plans with such wealth?

2 MONTHS LATER

Age: 22 years and 5 months
Mikhail: 7 months

ASSETS OVER 2 MONTHS:

• Berkshire brought: +8.3% = 812 billion₽
• Ports: construction accelerated = 520 billion₽
• Restaurants: 70 locations = 110 billion₽
• Real estate: +22 billion₽ = 220.47 billion₽
  TOTAL: 1.66 trillion₽ (+127 billion!)

NEW CONNECTIONS AT TRILLIONAIRE LEVEL:

1. MOHAMMED BIN RASHID (ruler of Dubai) - invited to private residence
2. HEAD OF SAUDI PIF ($650 billion fund) - proposing joint projects
3. JEFF BEZOS - wants space partnership
4. LARRY PAGE (Google) - discussing AI projects
5. ROTHSCHILD FAMILY - inviting to exclusive club

FAMILY LIFE:

• Mikhail started sitting, says “daddy”
• Anna is pregnant with second child (1 month)
• Fyodorov wrote a book “My Trillionaire Grandson”

OFFERS:

• Buy “Barcelona” football club ($5 billion)
• Create space company with Bezos
• Enter oil business with Saudis

Who among the new connections is most interesting to develop?

NEGOTIATIONS WITH SAUDI ARABIA

MEETING WITH PIF HEAD (SOVEREIGN FUND $650 BILLION):

PRINCE MOHAMMED BIN SALMAN: “Welcome to the Kingdom. Your ports are impressive - we want you in the oil sector.”

YOU: “I'm interested. What are the offers?”

OFFER:

• Joint oil extraction in the Red Sea
• Your investment: $15 billion (1.125 trillion₽)
• Saudi Arabia: $35 billion + oil fields
• Your share: 30% of profits
• Projected income: $8-12 billion/year

PRINCE: “Plus access to ARAMCO technologies and oil refining.”

—-

AT HOME - INTERNAL CONFLICT:

ANNA: “How were the negotiations? You're glowing!”

YOU: “Went well. New project launching.”

ANNA: “Have you thought about a second baby? Mishenka plays so cutely alone, but he needs a sibling.”

YOU: (internally hesitating) “Yes, I've thought about it… Maybe we wait a little? So many projects right now…”

ANNA: “But I'm already 26.”

YOU: “Let's discuss in six months?”

ANNA: (somewhat upset) “Okay…”

Do you accept the Saudi offer? And how do you handle the family situation?

NEGOTIATIONS WITH THE PRINCE

YOU: “Your Highness, thank you for the offer. But honestly - I don't have $15 billion in free liquidity.”

PRINCE: (surprised) “But you're a trillionaire…”

YOU: “Yes, but assets are invested in ports, real estate, Berkshire. I propose a different scheme.”

YOUR PROPOSAL:

• Saudi Arabia: full financing $50 billion
• You provide: logistics expertise, international connections, project management
• Your share: 15% of profits
• Plus exclusive right to transport oil through your ports

YOU: “My Kazakhstan and Indian ports are perfect for transporting to Asia and Europe.”

PRINCE: (conferring with advisors)

PRINCE: “Interesting logistical synergy… But 15% is too little for such expertise.”

YOU: “What do you consider fair?”

PRINCE: “20% of profits plus a fixed $2 billion fee for project management.”

YOU: “And the transport contracts?”

PRINCE: “50% of oil through your ports - exclusively.”

Do you accept the new terms?

DEAL CONCLUDED

PRINCE: “We accept your terms. Welcome to the oil business!”

CONTRACT SIGNING:

• Your share: 20% of oil project profits
• Management fee: $2 billion immediately (150 billion₽)
• Exclusive transport contracts: 50% of Saudi oil
• Projected income: $3-5 billion/year

PRINCE: “Now you have oil, ports, and Berkshire. Complete vertical integration.”

MEDIA:
“Trillionaire enters oil business with no investment”

NEW ASSETS:

• Oil project: ~400 billion₽ (potential)
• Management fee: 150 billion₽
• TOTAL: 1.81 trillion₽ (+150 billion immediately!)

—-

RETURNING HOME:

ANNA: “How did it go? You're glowing!”

YOU: “Went great. New project launching.”

ANNA: “Have you thought about a second baby? Mishenka plays so cutely, but he needs a sibling.”

YOU: (evasively) “Yes, I've thought about it… Maybe we wait a bit more?”

ANNA: (sadly) “I see…”

How do you plan to handle the family situation?

YOU: “Anna, we agreed to discuss in six months. Only 2 months have passed.”

ANNA: “Yes, you're right… It's just that Mishenka is growing so fast.” (sighs) “Sorry, probably hormones.”

YOU: “It's okay. Let's focus on Misha for now.”

ANNA: “By the way, he almost stood up today! Fyodorov was so happy.”

FYODOROV: (enters with Mikhail in his arms) “Our little champion is growing! Soon he'll be walking.”

MIKHAIL: “Da-da!” (reaches out to you)

YOU: (taking your son) “How are you doing, champ?”

ANNA: “Is the new project serious?”

YOU: “Very. Oil industry. But it won't take time away from family - it's more strategic planning.”

ANNA: “Good. Just don't overwork yourself.”

BUFFETT CALLS:
“Congratulations on the Saudi deal! I wanted to discuss next investments.”

Plans for the near term?

2 MONTHS LATER
22 years 7 months, Mikhail 9 months

AUTOMATION TEAM:
CTO (ex-Tesla) $2M, Head Operations (McKinsey) $1.5M, AI Specialist (Google) $1.8M, Controller (Goldman) $1.2M

RESULT:
4-hour workday, 95% decisions without you, everything automated

FAMILY:
Mikhail walks, says 5 words. More family time. Fyodorov - best grandfather

ASSETS:
Oil +200 billion₽, Berkshire +6.2%=862 billion₽, Ports 80% ready=580 billion₽
TOTAL: 2.01 trillion₽ - SECOND TRILLION!

NEW:

• SpaceX share
• Invitation to G20 as expert
• UN Trade Ambassador position

What's more interesting?

ONE MONTH LATER

Age: 22 years 8 months
Mikhail: 10 months

GLOBAL PORT EXPANSION:

NEW OFFERS:

• Brazil (Santos): $8 billion, 40% share
• Egypt (Suez Canal): $6 billion, 35% share
• Vietnam (Ho Chi Minh): $4 billion, 45% share
• Morocco (Casablanca): $3 billion, 50% share
• Turkey (Istanbul): $5 billion, 30% share

STRATEGY:
Control of key trade routes: Caspian-Europe-Asia-Africa-Latin America

FAMILY:
Mikhail started saying “mama”, “grandpa”, tries to run. Anna hints about a second child in 3 months (almost six months have passed).

ASSETS:

• Kazakhstan: 90% ready, first ships
• India: 60% ready
• Oil: +150 billion₽ income
• TOTAL: 2.18 trillion₽ (+170 billion!)

BUFFETT: “You're creating a global trade empire. But don't overestimate your strength.”

ANNA: “So many offers! What are the priorities?”

Which ports are more interesting?

LIQUIDITY ANALYSIS

TOTAL ASSETS: 2.18 trillion₽

DISTRIBUTION:

• Real estate: 220 billion₽ (illiquid)
• Restaurants: 110 billion₽ (partially liquid)
• Ports: 580 billion₽ (under construction, illiquid)
• Berkshire Hathaway: 862 billion₽ (partially liquid, better not to touch)
• Oil project: 400 billion₽ (future income)

FREE LIQUIDITY:

• Management fee from Saudis: 150 billion₽
• Rental income for 3 months: 66 billion₽
• Restaurant income: 45 billion₽
• Remainder from previous operations: 27 billion₽

TOTAL FREE FUNDS: ~288 billion₽

ANNA: “Almost 300 billion in cash? That's more than the GDP of many countries!”

BUFFETT: (on phone) “Good liquid position. You can invest in 1-2 ports maximum.”

Which ports will you choose given the 288 billion₽ budget?

MEETING WITH VIETNAMESE DELEGATION - DUBAI

VIETNAM TRANSPORT MINISTER: “Mr. Mikhailov, we've studied your projects in Kazakhstan. Impressive!”

YOU: “Thank you. Tell me about the Ho Chi Minh project.”

VIETNAM CONDITIONS:

• Total investment: $4 billion (300 billion₽)
• Your share: 45% = $1.8 billion (135 billion₽)
• Vietnam: 55% (land + infrastructure + benefits)
• Construction period: 5 years
• Expected profit: $800 million/year

MINISTER: “The port will become the largest in Southeast Asia. Plus tax benefits for 15 years.”

YOU: “What about Chinese competition?”

MINISTER: “We're neutral. But your technology is more modern than Chinese.”

ADDITIONAL CONDITIONS:

• Exclusive container shipping rights: 60%
• Opportunity to expand to other Vietnamese ports
• Partnership with local logistics companies

MINISTER: “We need a decision within a month.”

ANNA: “Vietnam is growing fast. Good prospects.”

Do you accept the offer?

AGREEMENT SIGNED

VIETNAM MINISTER: “Welcome to Vietnam! This is the beginning of a new economic partnership.”

YOU: “Glad to be part of Southeast Asian development.”

CONDITIONS CONFIRMED:

• Investment: 135 billion₽ (45% share)
• Construction: 5 years
• Projected project value upon completion: ~600 billion₽
• Your share: 270 billion₽

FINANCES AFTER DEAL:

• Free liquidity: 153 billion₽ (was 288)
• Port portfolio: Kazakhstan + India + Vietnam
• Total assets: 2.32 trillion₽ (+140 billion!)

MEDIA:
Bloomberg: “Trillionaire creates Asian trade triangle”

AUTOMATION TEAM: “Three ports on three continents managed from one center.”

ANNA: “Soon Mishenka will have ports all over the world!” (Mikhail plays with toy boats)

MIKHAIL: (10 months) “Boat!”

NEW OFFERS WAITING:

• Egypt, Brazil, Morocco, Turkey
• 153 billion₽ remains for next projects

Next step?

ISTANBUL - TURKISH DELEGATION

TRANSPORT MINISTER: “Turkey is a bridge between Europe and Asia. The perfect place for a port.”

CONDITIONS:

• Total investment: $5 billion
• Your share: 30% = $1.5 billion (112.5 billion₽)
• Turkey: 70% (Bosphorus, land, permits)
• Timeline: 6 years
• Black Sea-Mediterranean traffic control
• Connection to Kazakhstan project

—-

AT HOME:

ANNA: “Mishenka fell, didn't cry. Tough little guy!”

MIKHAIL: (10 months) A normal child - crawls, fusses, curious.

FYODOROV: “A normal kid, not a prodigy. And that's good!”

YOU: “Let him grow up like everyone else. Childhood should be childhood.”

ANNA: “By the way, six months have passed…” (about a second child)

Do you accept the Turkish offer? What about the family plan?

2 MONTHS LATER

Age: 22 years 10 months
Mikhail: 1 year (first birthday!)

TURKISH DEAL COMPLETED:

• Invested: 112.5 billion₽
• Remaining liquidity: 40.5 billion₽

FAMILY SITUATION:
ANNA: (back then) “You're right, let Mishenka grow up first.” (a bit sad, but agreed)

MIKHAIL AT 1 YEAR:

• Walks holding onto furniture
• Says: “mama”, “papa”, “grandpa”, “give”
• Normal curious toddler
• Plays with blocks, loves music

BIRTHDAY:
Family celebration at the villa, cake, presents. Mikhail enjoys the balloons.

BUSINESS OVER 2 MONTHS:

• Kazakhstan: first ships, income flowing
• Oil: +75 billion₽ profit
• ASSETS: 2.47 trillion₽

ANNA: “Mishenka is so cute! But sometimes I think about a little sister for him…”

FYODOROV: “Already one year! Time flies.”

NEW OFFERS:

• Buying an airline
• Space projects with Bezos
• Egyptian port offer again

Plans for your son's second year of life?

CURRENT LIQUIDITY ANALYSIS

FREE FUNDS NOW:

REMAINDER AFTER INVESTMENTS:

• Had: 288 billion₽
• Spent on Vietnam: -135 billion₽
• Spent on Turkey: -112.5 billion₽
• Remainder: 40.5 billion₽

INCOME OVER 2 MONTHS:

• Oil project: +75 billion₽
• Kazakhstan port (first income): +25 billion₽
• Real estate rental: +15 billion₽
• Restaurants: +18 billion₽
• Berkshire dividends: +12 billion₽

TOTAL NEW INCOME: +145 billion₽

CURRENT LIQUIDITY: 185.5 billion₽

ANNA: “185 billion in cash… We have more money than some countries!”

FYODOROV: “And I remember when you thought 500 rubles was wealthy at the orphanage.”

MIKHAIL: (playing with calculator) “Beep-beep!” (not understanding that daddy is a trillionaire)

With this budget, you can choose one major project:

• Egypt: $6 billion
• Brazil: $8 billion
• Airline: $4 billion
• Space with Bezos: $10 billion

What interests you?

CAIRO - MEETING WITH EGYPTIAN DELEGATION

EGYPT TRANSPORT MINISTER: “Mr. Mikhailov, the Suez Canal is the artery of world trade. 12% of all cargo passes through here.”

YOU: “The strategic location is impressive. What are the conditions?”

EGYPT'S OFFER:

• Total investment: $6 billion (450 billion₽)
• Your share: 35% = $2.1 billion (157.5 billion₽)
• Egypt: 65% (canal control + land)
• Construction period: 4 years
• Feature: Direct access to Suez Canal

MINISTER: “The advantage - 100% of Europe-Asia cargo passes by your port.”

YOU: “And political risks?”

MINISTER: “Egypt is stable. Plus government guarantees for 20 years.”

ADDITIONAL CONDITIONS:

• Priority for Egyptian cargo
• Tax benefits for 10 years
• Opportunity to expand into Red Sea
• Expected profit: $1.2-1.8 billion/year

MINISTER: “With your port network, you'll have complete control of Eurasian routes.”

Your liquidity covers the project. Do you accept?

AGREEMENT SIGNED IN CAIRO

MINISTER: “A historic moment! Now you control the key trade routes of the world.”

YOU: “Glad to partner with Egypt.”

SIGNED CONDITIONS:

• Investment: 157.5 billion₽ (35% share)
• Suez Canal access
• Construction: 4 years
• Expected share value: ~400 billion₽

PORT EMPIRE NOW:

1. Kazakhstan (Caspian-Europe) - operational
2. India (Indian Ocean) - 60% complete
3. Vietnam (Southeast Asia) - started
4. Turkey (Black-Mediterranean Sea) - started
5. Egypt (Suez Canal) - signed

FINANCES AFTER DEAL:

• Liquidity: 28 billion₽ (remainder)
• Total assets: 2.88 trillion₽ (+410 billion!)

MEDIA EXPLOSION:
“Young trillionaire controls 5 key trade routes of the world”

ANNA: (via video call with Misha) “Daddy builds ports all over the world!”

MIKHAIL: (1 year) “Daddy!” (waves his hand)

NEW OPPORTUNITIES:
Now you can dictate terms to world trade.

Plans with such an empire?

3 MONTHS LATER

Age: 23 years 1 month
Mikhail: 1 year 3 months

TEAM EXPANSION:

• Global COO (ex-Maersk) - $3 million/year
• 5 regional port directors - $1.5 million each
• Logistics team - 25 people
• Operations center in Dubai - 24/7 control of all ports

INCOME OVER 3 MONTHS:

• Kazakhstan: full capacity = +180 billion₽
• Oil: +220 billion₽
• Indian port: 80% complete, first income = +45 billion₽
• Berkshire + restaurants + rent = +95 billion₽

NEW OFFERS:

• Singapore: modernization for $12 billion
• Rotterdam: partnership €8 billion
• Los Angeles: expansion $15 billion
• Africa: 3 ports in Nigeria, South Africa, Morocco

ASSETS:
3.42 trillion₽ (+540 billion!)
Liquidity: 568 billion₽

FAMILY:
Mikhail walks independently, says 15 words, plays with blocks.

ANNA: “Maybe it's time to expand the family?” (hints about second child)

Which expansion direction is more interesting?

VIDEO CONFERENCE WITH ROTTERDAM

CEO: “Mr. Mikhailov, your success is impressive. We want a partnership.”

OFFER:

• Terminal modernization: €8 billion
• Your share: 40% = €3.2 billion (288 billion₽)

CONDITIONS:

• Exclusive rights to 70% of Asian containers
• Direct connection to your ports
• Priority cargo processing

CEO: “We'll become the European hub of your empire. Access to 500 million EU consumers.”

PROFITABILITY: €2-3 billion per year net profit.

You have 568 billion₽ liquidity - the project is covered.

Rotterdam is Europe's largest port. This is a partnership with an existing giant, not a new project.

Interested in the deal?

AGREEMENT SIGNED IN CAIRO

MINISTER: “A historic moment! Now you control the key trade routes of the world.”

YOU: “Glad to partner with Egypt.”

SIGNED CONDITIONS:

• Investment: 157.5 billion₽ (35% share)
• Suez Canal access
• Construction: 4 years
• Expected share value: ~400 billion₽

PORT EMPIRE NOW:

1. Kazakhstan (Caspian-Europe) - operational
2. India (Indian Ocean) - 60% complete
3. Vietnam (Southeast Asia) - started
4. Turkey (Black-Mediterranean Sea) - started
5. Egypt (Suez Canal) - signed

FINANCES AFTER DEAL:

• Liquidity: 28 billion₽ (remainder)
• Total assets: 2.88 trillion₽ (+410 billion!)

MEDIA EXPLOSION:
“Young trillionaire controls 5 key trade routes of the world”

ANNA: (via video call with Misha) “Daddy builds ports all over the world!”

MIKHAIL: (1 year) “Daddy!” (waves his hand)

NEW OPPORTUNITIES:
Now you can dictate terms to world trade.

Plans with such an empire?

3 MONTHS LATER

Age: 23 years 1 month
Mikhail: 1 year 3 months

TEAM EXPANSION:

• Global COO (ex-Maersk) - $3 million/year
• 5 regional port directors - $1.5 million each
• Logistics team - 25 people
• Operations center in Dubai - 24/7 control of all ports

INCOME OVER 3 MONTHS:

• Kazakhstan: full capacity = +180 billion₽
• Oil: +220 billion₽
• Indian port: 80% complete, first income = +45 billion₽
• Berkshire + restaurants + rent = +95 billion₽

NEW OFFERS:

• Singapore: modernization for $12 billion
• Rotterdam: partnership €8 billion
• Los Angeles: expansion $15 billion
• Africa: 3 ports in Nigeria, South Africa, Morocco

ASSETS:
3.42 trillion₽ (+540 billion!)
Liquidity: 568 billion₽

FAMILY:
Mikhail walks independently, says 15 words, plays with blocks.

ANNA: “Maybe it's time to expand the family?” (hints about second child)

Which expansion direction is more interesting?

VIDEO CONFERENCE WITH ROTTERDAM

CEO: “Mr. Mikhailov, your success is impressive. We want a partnership.”

OFFER:

• Terminal modernization: €8 billion
• Your share: 40% = €3.2 billion (288 billion₽)

CONDITIONS:

• Exclusive rights to 70% of Asian containers
• Direct connection to your ports
• Priority cargo processing

CEO: “We'll become the European hub of your empire. Access to 500 million EU consumers.”

PROFITABILITY: €2-3 billion per year net profit.

You have 568 billion₽ liquidity - the project is covered.

Rotterdam is Europe's largest port. This is a partnership with an existing giant, not a new project.

Interested in the deal?